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Approval to operationalization of the Atal Pension Yojna (APY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY)

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Indian Military Veterans

The Union Cabinet chaired by the Prime Minister, Shri Narendra Modi today approved the operationalisation of the Atal Pension Yojna (APY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMSBY).

Approval of the Cabinet was given to extend funding support for implementing the APY and apprise the Cabinet on operationalisation of the PMJJBY and the PMSBY. Approval was also given to provide Rs. 50 crore per annum for the next 5 years as the Government contribution for publicity / awareness creation related expenditure for PMJJBY and PMSBY.

Under the APY, subscribers would receive a fixed minimum pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month, Rs. 5000 per month, at the age of 60 years, depending on their contributions, which itself would vary on the age of joining the APY. The Central Government would also co-contribute 50 percent of the total contribution or Rs. 1000 per annum, whichever is lower, to each eligible subscriber account, for a period of 5 years, that is, from 2015-16 to 2019-20, to those who join the NPS before 31st December, 2015 and who are not members of any statutory social security scheme and who are not Income Tax payers. The pension would also be available to the spouse on the death of the subscriber and thereafter, the pension corpus would be returned to the nominee. The minimum age of joining APY is 18 years and maximum age is 40 years. The benefit of fixed minimum pension would be guaranteed by the Government.

Under PMJJBY, annual life insurance of Rs. 2 lakh would be available on the payment of premium of Rs. 330 per annum by the subscribers. The PMJJBY will be made available to people in the age group of 18 to 50 years having a bank account from where the premium would be collected through the facility of "auto-debit".

Under PMSBY, the risk coverage will be Rs. 2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability. The Scheme will be available to people in the age group 18 to 70 years with a bank account, from where the premium would be collected through the facility of "auto-debit".

Government expenditure is expected to range between Rs. 2,520 crore and Rs. 10,000 crore on account of Government co-contribution to subscribers of the APY over a period of five years. Further, an expenditure of Rs. 2,000 crore for promotional and developmental activities for enrolment and contribution collection under APY and Rs. 250 crore for publicity, awareness building for PMJJBY and PMSBY is envisaged by the Government, over a period of five years.

It is expected that around two crore subscribers would be enrolled during the current financial year under APY.

Background

It was mentioned in the Budget Speech for 2015-16, that a large proportion of India’s population is without insurance of any kind, that is, health, accidental or life. Further, as the young population of India ages, it is also going to be pension and insurance- less. Therefore, Government has decided to work towards creating a universal social security system for all Indians, specially the poor and the under-privileged, to address longevity risks among workers in the unorganised sector and to encourage workers in the unorganised sector to voluntarily save for their retirement. Such workers constitute 88 percent of the total labour force of 47.29 crore according to the 66th Round of NSSO Survey of 2011-12.
***


AKT/SH
(Release ID :121306)

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Non-Imposition of Penalty, dt - 06.05.15

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Indian Military Veterans

Press Information Bureau
Government of India
Ministry of Personnel, Public Grievances & Pensions
06-May-2015 15:26 IST
Non-Imposition of Penalty

Under Section 20(1) of the Right to Information Act, 2005, the Information Commission, at the time of deciding any complaint, shall impose a penalty of two hundred and fifty rupees each day till application is received or information is furnished, with the total amount of such penalty not exceeding twenty five thousand rupees, if it is of the opinion that the Public Information Officer, (a) has refused to receive anapplication for information without any reasonable cause; or (b) has not furnished information within the time specified; or (c) malafidely denied the request for information; or (d) knowingly given incorrect, incomplete or misleading information; or (e) destroyed information which was the subject of the request; or (f) obstructed in any manner in furnishing the information.



In addition to the above, under Section 20(2), the Information Commission may also recommend for disciplinary action against such Public Information Officer.

During 2012-2013 and 2013-2014, the Central Information Commission imposed penalty on Central Public Information Officers in 87 and 138 cases respectively. Penalty has not been recovered in 09 cases for the year 2012-2013 and in 51 cases for the year 2013-2014.

The Central Information Commission has reminded the concerned Public Authorities to recover the penalty amount from the salary of the penalized officers and remit the same to the Commission.

The data on penalty imposed by State Information Commissions is available in respective State Information Commissions.

This was stated by the Minister of State for Personnel, Public Grievances and Pensions and Minister of State in the Prime Minister’s Office Dr. Jitendra Singh in a written reply to a question by Shri Dushyant Chautala and Shri P.R.Sundaram in the Lok Sabha today.

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3.22 common multiplication factor & 26000 min. Salary more than justified

, by indianmilitaryveterans

Indian Military Veterans


Take a look at @RREWA's Tweet: https://twitter.com/RREWA/status/596149349962293249?s=09

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7thCPC & Jeevan Pramaan updates

, by indianmilitaryveterans

Indian Military Veterans


Register ur mob No & email ID with BPS quoting ur BPS subscription No. We will provide updates on 7th CPC , Jeevan Parmaan & on other important issues.

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OROP - Update & Trivia

, by indianmilitaryveterans

Indian Military Veterans


Informed sources clarified today 5th May 2015 that Ministry of Finance (MoF) had sent the MoD/OROP file back to MoD for some clarifications.


The file has since been sent back after the necessary clarifications from MoD.

The confusion about the file being sent by MoF to CGDA appears to be misinterpretation of the what Defence Minister is reported to have said at the IFAs Conference at O/o CGDA a few days ago. The Defence Minister is reported to have told the assembled that all issues on OROP have been resolved and the Govt letter would be issued within a week or 10 days. 

Apologies for my putting down what I thought I had heard.

Now to the trivia. In the Finance Bill 2014-15, Budget Estimates (BE) for OROP was shown as Rs 1500 crores but in the Revised Estimates (RE), the amount was removed.

In Finance Bill 2015-16, against Demand No. 24 there is no mention of any amount towards OROP. 

Does this mean the Govt will, if it approves payment of OROP, compel the Armed Forces to surrender Rs 8300 crores (the latest estimate for OROP) from its Capital Budget mentioned in the Finance Bill to pay for OROP?

Does it mean one less Rafale or one less Div in the Mtn Corps or one less MiG-29 for the Vikramaditya?

Also, shocking news is that as per the latest Govt directive, prior IFA sanction is necessary even to spend Re 1/- (Yes, Rupee One only)!!!!

Achhe Din is Good days or Good Noise! 

(Source- Aerial view blog)

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IT tools to solve pensioners’ issues

, by indianmilitaryveterans

Indian Military Veterans
Controller General of Defence Accounts Arvind R. Kaushal has said that several information technology (IT) initiatives have been planned for effectively redressing the grievances of defence pensioners in the country.
Inaugurating a two-day 130th Defence Pension Adalat at the Rubco Auditorium here on Wednesday, Mr. Kaushal said that disbursement of defence pension to 24 lakh defence pensioners in the country was a huge task. “As there is no single solution to solve all the grievances, we have taken recourse to IT solutions,” he said.
The initiatives included digital life certificates, e-PPOs (pension payment orders) and dedicated call centre for pensioners. All the future revisions would be done centrally by the pension sanctioning authorities to eliminate mistakes and delays.
Reaching out
Each of the cases considered at the adalat represented a failure of the agencies that could not pay what should have been paid, Mr. Kaushal said adding that the objective of the adalat was to hear from the frontline.
The endeavour of the Defence Accounts Department would be to reach out to the pensioners, he said. He further said that the implementation of ‘one rank one pension’ scheme expected to be announced by the government shortly would significantly increase the pension amount of ex-service pensioners.
Rajesh Sharma, Controller of Defence Accounts (CDA), Chennai, chaired the function. Principal CDA G.D. Pungle (Allahabad) said that almost the entire work of issuing corrigendum PPOs to all the pre-2006 pensioners indicating the revised pension had been completed.
Maj. Gen. R.G. Krishnan, Chief of Staff, Headquarters, South India Area, Chennai, detailed the steps taken by the armed forces for the welfare of ex-servicemen and their kin. The adalat will continue till 5 p.m. on Thursday.
130th Defence Pension Adalat under way in Kannur

(Source- The Hindu)

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OROP: Are Bureaucrats the Real Villains? by Major General Mrinal Suman

, by indianmilitaryveterans

Indian Military Veterans

Whenever the blame game starts for delay in OROP, bureaucrats are painted as the incorrigible villains who doggedly impede its implementation. The services consider bureaucrats to be their biggest adversary. Read any mail on the social media, bureaucracy is blamed for stalling all pro-services measures – endless litigations, rank pay, equipment deficiencies and so on. Are we being fair to them? Are they really culpable? Can bureaucrats disobey the political leadership and block OROP?
The answer to this convoluted mystery lies in the Indian bureaucracy’s split-personality syndrome. It is a neurosis disorder in which the personality becomes dissociated into two or more distinct parts; each of which becomes dominant and controls behaviour from time to time to the exclusion of the other parts. A modern name for this condition is dissociative identity disorder.
Regrettably, Indian bureaucracy suffers from triple split-personalities. Each personality manifests itself as per the target group. A bureaucrat is an arrogant ruler while dealing with the public. In this persona, he looks at the citizens as seekers of favours and considers himself to be the dispenser of largesse. As a result, he behaves in a haughty, pretentious, condescending, pompous and supercilious manner.
The second personality becomes dominant when a bureaucrat interacts with the American and European authorities. He becomes an epitome of humility and decorousness; and displays immaculate manners (bordering on servility). He seeks scholarship and green card for his progeny. Further, he craves for a lucrative appointment under UNO, World Bank and other international organisations. They know that his candidature would need positive support from the developed nations and hence puts up a show of ‘good behaviour’.
However, it is the third personality of a bureaucrat that concerns us with respect to the implementation of OROP. It manifests itself when he interacts with his political master. He becomes the most servile, timid, gutless and spineless creature on the earth. Even the most degrading treatment meted out to him is endured with inexplicable reticence. Some states treat bureaucrats in an offensive manner but there is not even a whimper of protest. 
No bureaucrat ever opposes or questions his minister. During a social gathering, a senior bureaucrat was candid enough to admit, “I stay in my job as long as he is happy. Otherwise, I will be shunted to some innocuous job in some NE state. Who wants to risk it? Therefore, during meetings, I keep looking at the facial expression of my minister for clue and tailor my response accordingly”. 
It is commonly joked amongst the bureaucrats that their degree of impotence is directly proportional to the nearness of their retirement date. Every bureaucrat dreads retirement and consequent loss of power, recognition and perks that he had got so used to during his long innings with the Government. Thus senior bureaucrats become the most pliable officials. Fading away gracefully is not a trait that most bureaucrats can be accused of suffering from. They, by their very nature, are ‘lingerers’ and hate the sight of an ‘exit door’. For re-employment, they need to cultivate their political mentors and stay on their right side.
Governorship is by far the most sought after appointment. The next option is to grab a vacancy in UPSC, CEC, CAG, CIC and such other establishments. Many functionaries initiate proposals for the constitution of monitoring/regulatory commissions to create suitable slots for themselves. As a desperate resort, some bureaucrats ‘offer themselves’ for appointment on an expert committee, howsoever obscure it may be. Committee members get office, staff, telephone, car and other perks along with honorarium.
In view of the above, is it ever possible for any senior bureaucrat to go against the wishes of his minister? It takes no time for a minister to remove a recalcitrant bureaucrat. Bureaucrats are ‘survivors’ by nature and swim with the tide. No bureaucrat stopped scams related to 2G spectrum, coal mines and Commonwealth games.
To prove the point, let us recall Rahul Gandhi’s demand for an increase in the number of subsidized gas cylinders from 9 to 12 per year at a Congress rally at Delhi on 17 January 2014. The Cabinet approved it on 30 January and the new policy came into effect on 01 February 2014. Wishes of the Congress Vice President were implemented within a period of 15 days. Although the then Oil Minister M Veerappa Moily estimated the increase to cost the exchequer Rs 5,000 crore annually, no bureaucrat objected to the huge fiscal penalty to stall it. They knew what was good for them.
The contrast is obvious. In the current dispensation, one year has passed; neither the Defence Minister nor the Prime Minister can fulfill the solemn promises made by them on the OROP issue. Progressively, Modi is appearing to be a weak and powerless leader, whose writ does not run at all; making some wonder if Rahul has a bigger chest than Modi’s proverbial 56 inch one to enforce orders.
Therefore, it is grossly unfair for us to blame the bureaucrats for the OROP logjam. No bureaucrat can dare to stall it unless so instructed by his ministers, whose bidding he does so very diligently. Someone in the apex authority is sabotaging the issue by asking the bureaucrats to keep raising infructuous and irrelevant queries. They are simply following orders.
Postscript

OROP has ceased to be a question of financial compensation. It has become an article of faith with immense emotive connotations. It symbolizes reluctance of a government to fulfill its solemn commitment to its soldiers and is considered symptomatic of the moral deprivation of the worst kind of a two-faced political party.

The Modi government could not have handled the issue in a more senseless manner. It is surprising that Modi remains unconcerned at the inordinate delay denting his credibility. In a short period of time he has frittered away goodwill of 50 lakh strong military community and their family members, whose en-block support ensured his electoral victory. Modi is certainly going to rue it.

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