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EPF interest rate hiked to 8.65%

, by indianmilitaryveterans

EPF interest rate hiked to 8.65%


Retirement fund body Employees' Provident Fund Organisation


has decided to provide 8.65 per cent interest on PF deposits for 2018-19 against 8.55 per cent in the last year to its 6 crore subscribers, Labour Minister Santosh Gangwar said.

   All members of the Central Board of Trustees of EPFO at a meeting agreed to give a higher interest for subscribers for the current fiscal, the minister said further.

The proposal would now go to the finance ministry for approval, Gangwar said after the CBT meeting.

Earlier, highly placed sources had indicated that the interest on EPF deposits for this fiscal could be more than 8.55 per cent in view of impending general elections.

The Central Board of Trustees (CBT) headed by Labour Minister is the apex decision making body of the EPFO which finalises rate of interest on PF deposits for a financial year.

 The EPFO had provided a five-year low rate of interest of 8.55 per cent to its subscribers for 2017-18. The body had kept the interest rate at 8.65 per cent in 2016-17 and 8.8 per cent in 2015-16. It provided 8.75 per cent interest for 2013-14 as well as 2014-15. The rate of interest was 8.5 per cent in 2012-13.

-- PTI

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Minimum qualifying service requirement of 10 years for INVALID PENSION stands abrogated for uniformed forces

, by indianmilitaryveterans



Minimum qualifying service requirement of 10 years for INVALID PENSION stands abrogated for uniformed forces

This would probably be one of the most important moves in recent times for disabled personnel of the uniformed forces.

On judicial intervention of the Kerala High Court and further prodding by the Supreme Court, the Government has finally abrogated the minimum qualifying service condition for the grant of Invalid Pension, which till now stood at 10 years, for all those government organisations where services of employees are not protected on sustaining disability.

Concept of Invalid Pension:

Invalid pension is applicable to those government servants whose disability is not related to government service in any manner, even remotely, and for which 10 years qualifying service was prescribed. It is different than disability pension which is granted for disabilities which are related to or deemed to be connected with government service in any manner, such as any disease incurred while a person is in government service. In case of disability pension, there is no minimum service condition prescribed and it consists of two elements- service element and disability element.

The predicament faced by uniformed services:

The service of government servants who incur any kind of disability in service is protected by Section 47 of Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act, 1995 (now replaced by the new Act of 2016 wherein Section 20 provides the same protection). The said Act protects the employment of disabled government servants and provides that the government shall not dispense with the services of a disabled government employee. The provision also further provides that even in case a disabled government employee cannot be adjusted on any suitable post, he or she may be kept on supernumerary strength till the age of superannuation (60 years in case of Central Government) and resultantly be paid full pay and allowances, and pension thereafter, even if the affected employee is unable to attend to any official duty. The problem however was that the defence services and other uniformed services including the Central Armed Police Forces (CAPFs) were exempted from the operation of the above progressive provision by way of a notification. Resultantly, many members of uniformed services were denied any kind of pension (if their service was below 10 years) when released from service with disabilities without any connection or deemed connection with government service. Hence on one hand, their services were not protected in case of sustaining disability like other government employees, and on the other hand, they were denied pension also which was like double jeopardy for the members of uniformed forces. This issue had been commented upon by me in detail in the year 2012 which can beaccessed here for an even better perspective and a comparative chart showing the acute discrimination. The Seventh Pay Commission did not agree with the request of the defence services for abrogation of the minimum service requirement.

The new orders:

On account of judicial intervention by the Kerala High Court and further prodding by a Three Judge Bench of the Supreme Court, the Government has now abrogated the minimum 10 years requirement for grant of Invalid Pension for all those organisations where the service is not statutorily protected on sustaining any kind of disability. This mostly affects the uniformed services. This has been done by way of amendment of Rules 38 & 49 of the Central Civil Services (Pension) Rules, 1972 [CCS(Pension) Rules, 1972]. Changes in military pension rules should also be expected as a corollary, mutatis mutandis, as is the prevalent practice.

The net effect:

The net effect is that any member of a government service who is invalided out or seeks invalidation (seeking retirement on account of disability) shall now be entitled to Invalid Pension irrespective of his or her length of service. Of course, those with disabilities declared service-connected or deemed to be service-connected/attributable or aggravated by service, shall continue to remain eligible for disability pension for which no requirement of any minimum qualifying service is applicable. This directly and positively affects all disabled personnel who cannot continue in service due to medical reasons even when their disability is not related to government service in any manner. Though disabilities and diseases incurred while in service are deemed to be service-connected as per the liberal provisions of the Extraordinary Pension Rules, 1939 on the civil side and Entitlement Rules, 1982 on the military side, thereby entitling such personnel to disability pension without any linkage with length of service, as also time and again reiterated by Constitutional Courts, the maximum benefit of the change would accrue to such personnel who are released from service (or cannot continue in service) due to disabilities suddenly incurred soon after joining training or where there is an element of negligence in sustaining the disability or a purely genetic or congenital disability discovered after joining service etc. This change is valuable to such personnel and protects their livelihood and dignity since they would not have been discharged from service on account of any disability had they joined a non-uniformed service. The discrimination hence stands addressed to a large extent.

The effective date:

The new provision takes consequence from 4th January 2019. However the effect on past retirees is a little ambiguous as of now but it is hoped and expected that past retirees also would be granted the benefit from the above date. This seems most logical since the provisions of CCS (Pension) Rules (which now stand amended from 4thJanuary 2019) in any case do not apply to post-2004 appointees on the civil side who are now governed by the contributory New Pension Scheme (NPS). Therefore by this change, the persons directly affected are those who were governed by the 1972 Rules, that is, only those who were appointed prior to 2004. A minimum guaranteed pension under the NPS is however already under consideration which makes it probable that in view of the ibid change in the 1972 Rules, even post-2004 appointees under NPS would not be left high and dry if released with a non service-connected disability with less than 10 years of service. On the military side, there is bound to be no complication as such since there is no system of a contributory pension prevalent and the new provision should logically, when implemented, apply across the board but with financial effect from 4th January 2019.

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Cabinet approves release of an additional instalment of DA to Central Government employees and DR to Pensioners, due from 1.1.2019

, by indianmilitaryveterans

Cabinet approves release of an additional instalment of DA to Central Government employees and DR to Pensioners, due from 1.1.2019

February 19, 2019 by admin Leave a Comment

Press Information Bureau
Government of India
Cabinet


19-February-2019 21:22 IST


Cabinet approves release of an additional instalment of DA to Central Government employees and DR to Pensioners, due from 1.1.2019

The Union Cabinet chaired by Prime Minister Narendra Modi has given its approval to the release of an additional instalment of Dearness Allowance (DA) to Central Government employees, and Dearness Relief (DR) to pensioners w.e.f. 1.1.2019 representing an increase of 3% over the existing rate of 9% of the Basic Pay/Pension, to compensate for price rise. This increase is in accordance with the accepted formula, which is based on the recommendations of the 7th Central Pay Commission (CPC). The combined impact on the exchequer on account of both DA and DR would be Rs. 9168.12 crore per annum and Rs. 10696.14 crore in the FY 2019-20 (for a period of 14 months from January 2019 to February, 2020). This will benefit about 48.41 lakh Central Government employees and 62.03 lakh pensioners.

PIB

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Cabinet approves 3% DA Wef 01-01-2019

, by indianmilitaryveterans

Cabinet approves release of an additional instalment of DA to Central Government employees and DR to Pensioners, due from 1.1.2019.

The Union Cabinet chaired by Prime Minister Narendra Modi has given its approval to the release of an additional instalment of Dearness Allowance (DA) to Central Government employees, and Dearness Relief (DR) […]

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KIND ATTENTION OF VETERANS AND FAMILIES.

, by indianmilitaryveterans

KIND ATTENTION OF VETERANS AND FAMILIES.

          Regarding Revision of pension as per 7th CPC- Notional  fixation / concordance Tables –CDA cir 608, the particulars  like Rank, Group and qualifying service is required.

Now it is understood from Banks  as well as Record Offices  that , the DATAs  are incomplete  for many veterans and families.

Hence, Record offices could not provide the required particulars to PCDA for issuing revised PPO ( e PPO) .

This is reflected in  the latest CDA cir 617  dt 6-2-2019.

All veterans and families are advised to send your full particulars as per the Format  - to your Respective Record Office immediately for early revision of Notional fixation of pension.

.INFORMATION REQUIRED TO BE F'ILLED BY PRE-01/01/2016 PENSIONERS EX-SERVICEMEN (E) AND THEIR ELIGIBLE FAMILY PENSIONERS

FOR REVISION OF PENSION UNDER 7thCPC

Sl No
Details Required Details to be filled bv Pensioner
1
NAME OF EX-SERVICEMAN

2
SERVICE NUMBER

3
RANK

4
TRADE

5
DATE OF BIRTH

6
DATE OF DISCHARGE

7
DATE OF DEATH (FOR FAMILY PENSIONER)

8
AMOUNT OF PENSION DRAWN AT THE TIME OF DISCHARGE/DEATH (FOR FAMILY PENSIONER)

9
FULL POSTAL ADDRESSS WITH PIN CODE

10
AADHAR CARD NUMBER

11
PAN CARD NUMBER(SELF)

12
E-MAIL  ID

13
MOBILE NUMBER

14
BANK ACCOUNT NUMBER

15
IFSC CODE OF PAYING BANK

16
BANK ADDRESS



17
ORIGINAL PPO No.(ATTACH COPY IF AVAILABLE)




18
CORRIGENDUM PPOS NO (ATTACH COPIES OF ALL)

19
D ISABILITY PPO NO (IF GRANTED SEPARATELY) ATTACH COPY IF AVAILABLE

20
LATEST CORR PPO No. OF DISABILITY IF NY(ATTACH COPY IF AVAILABLE

21
WAR INJURY ELEMENT % IF ANY

22
DISABILITY ELEMENT% IF ANY

23
SERVEICE ELEMENT AS ON 31 DEC 15

24
DISABILITY ELEMENT AS ON 31 DEC 15

25
LFP/SFP/OFP GRANTED( IN CASE OF FAMILY PENSIONER)

26
WAR INJURY ELEMENT AS ON 31 DEC 15(IF ANY)

27
FAMILY PENSION SHARE % (IN CASE OF DIVISION OF FAMILY PENSION% SHARE)

28
WHETHER PENSION NOTIFIED AS PER COURT ORDER (YES/NO). IF YES MENTION PPO NUMBER ISSUED AFTER SATISFACTION OF COURT ORDER

29
NAME OF SPOUSE/ FAMILY PENSIONER

a)
DATE OF BERTH (spouse)

b)
PAN NUMBER (spouse)

c)
AADHAR CARD NUMBER(spouse)

d)
MOBILE NUMBER

e)
E-MAIL ID


Date:                                                                    Signature of Pensioners 

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Condolence

, by indianmilitaryveterans


      Exservicemen welfare association, Kadayanallur convey our heartfelt deep condolence to our brave CRPF soldiers sacrificed their life on Pulwama.

We also pray lord bless to those innocent souls.

Thank you 

Yours Sincerely, 

KS Ramaswamy (Retd)

Hony Capt

Voice President
Exservicemen welfare association 
Kadayanallur 


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On line registration for certificates

, by indianmilitaryveterans

நம் அன்றாட தேவைக்காக பாயன்படும்  சான்றிதழ் Online-ல் Apply செய்து பெறும் வழிமுறைகள் Video பதிவுகள் link கிழே....

குறிப்பு: link-ஐ click செய்தவுடன் page ஒன்று open ஆகும்.அதில் SKIP AD என்ற yellow Button click சொய்தவுடன் Video  பதிவு play ஆகும்.

1. PAN Card Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TQo8

2.Passport Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TQxo

3. Passport Renewal செய்வது எப்படி?
link: https://dapalan.com/TR4g

4.Driving Licence Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TRQA

5.Smart  Ration Card Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TRTL

6.OBC Certificate Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TRY7

7.Community certificate Online-ல் Apply செய்து பெறுவது  எப்படி?
Link: https://dapalan.com/TReM

8.Income Certificate Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TRgQ

9.Nativity Certificate Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TRia

10.First gradation Certificate Online-ல் Apply செய்து பெறும் வழிமுறை.
link: https://dapalan.com/TRoA

11.Aadhar Card Online-ல் Download செய்வது எப்படி?
link: https://dapalan.com/TRsa

12.Birth Certificate Online-ல் Apply செய்து பொறுவது எப்படி?
link: https://dapalan.com/TRuy

13.Birth Certificate Online-ல் Download செய்வது எப்படி?
link: https://dapalan.com/TS3v

14.Death Certificate Online-ல் Download செய்வது எப்படி?
link: https://dapalan.com/TS3v

15.Voter ID Online-ல் Apply செய்து பெறுவது எப்படி?
link: https://dapalan.com/TSB7

16.Voter ID Online-ல் Download செய்வது எப்படி?
link: https://dapalan.com/TS9L

17. PF கணக்கில் எவ்வளவு பணம் உள்ளது என செக் செய்வது எப்படி?
link: https://dapalan.com/TRxG

18. IT Return File செய்வது எப்படி?
link: https://dapalan.com/TS6R

19.TDS pay செய்வது எப்படி?
link: https://dapalan.com/TRzG

20.முதலமைச்சரின் மருத்துவ காப்பீட்டு திட்டத்தில் பணம் எவ்வளவு உள்ளது என check செய்வது எப்படி?
link: https://dapalan.com/TS2E

இது உங்களுக்கு மட்டும் அல்ல உங்கள் சொந்தங்களும் உங்கள் நண்பர்களுக்கும் உதவும் Share செய்யவும்.

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Income Tax

, by indianmilitaryveterans

Linking Aadhaar with PAN card compulsory to file income tax returns, says Supreme Court


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A guide for Service Voters - Service Voters' Portal

, by indianmilitaryveterans

Dear Friends,

  Given below are two links to Election Commission, which has produced the relevant details required to enable the Serving personnel to cast their votes. Kindly pass it on to your friends and relatives who are serving the Nation. The Election Commission has done a good job in explaining step by step the procedure to be adopted. The last date for registration has been extended to 22 Feb 2019.

    A guide for Service Voters - Service Voters' Portal
    servicevoter.nic.in/Images/MediaContent/Service_Brochure_Eng_Oct_2017.pdf

    20 Oct 2017 ... Government of India officials posted outside ... Wife of a Service Voter, if she is ordinarily residing with him, shall also be eligible to be enrolled ...
    Service Voters' Portal: ECI
    servicevoter.nic.in/

    Election Commission of India. ... to 22nd Feb 2019. Mail has been sent to CEO and Nodal Officers. वेबसाइट हिन्दी में देखें. Service Voters' Portal

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Budget highlights: Govt announces no income tax till Rs 5 lakh, Rs 6,000 income for farmers

, by indianmilitaryveterans

Here are the highlights from the FM's speech:

Income Tax reliefs:
* No tax till Rs 5 lakh income for individuals tax payers
* Standard deduction increased to Rs 50,000 from Rs 40,000 for salaried class

Tax exemptions on investments:
* Individuals with gross income up to 6.5 lakh rupees will not need to pay any tax if they make investments in provident funds and prescribed equities
* TDS threshold for home rent increased from Rs 1.8 lakh to 2.4 lakh

* Interest income up to Rs 40,000 in post offices and banks made tax free
* Capital gains tax exemptions under Section 54 to be available up to Rs 2 crore. Capital gains exemption to be available on 2 house properties
* Income tax relief on notional rent from unsold houses extended to 2 years from 1 year

Other tax related reliefs:
* Income Tax returns to be processed within 24 hours and returns will be paid immediately
* Within nearly two years, almost all assessment and verification of IT returns will be done electronically by an anonymised tax system without any intervention by officials

For farmers:
* Rs 6,000 per year assured income support for small and marginal farmers
* Farmers having up to 2 hectare of lands will get Rs 6,000 per year in three equal installment. The scheme will be effective from December 1, 2018.
Interest subvention for farm loan takers: Farmers affected by natural calamities to get 2% interest subvention and additional 3% interest subvention upon timely repayment
* 2% interest subvention to farmers who pursue animal husbandry, fisheries jobs through Kisaan credit cards
* Kamdhenu scheme for animal husbandary

GST:
* Group of Ministers to suggest ways to reduce GST for house buyers
* Direct tax collections increased from Rs 6.38 lakh crore in 2013-14 to almost Rs 12 lakh crore; The tax base is up from Rs 3.79 crore to 6.85 crore
* Businesses with less than Rs 5 crore annual turnover, comprising over 90% of GST payers, will be allowed to return quarterly returns
* Indian Customs to fully digitised exim transactions and leveraging RFID for logistic. Govt abolishes duties on 36 capital goods
* GST collections in January 2019 has crossed Rs 1 lakh crore

Sops for workers:
* Rs 3,000 per year pension for unorganised sector workers
* New Pradhan Mantri Shram Yogi Maandhan Yojana for unorganised sector workers with income up to Rs 15,000 per month. Beneficiaries will get Rs 3,000 per month pension with a contribution of Rs 100 per month after the retirement. Govt allocates Rs 500 crore for the scheme
Gratuity limit increased for workers

Rural allocations:
* Rs 60,000 crore for MNREGA
* Rs 19,000 allocated for construction of rural roads under Gram Sadak yojana

Defence Budget:
* Govt increases defence budget to over Rs 3 lakh crore. Govt will provide additional funds for Defence, if needed.
* We have disbursed 35,000 crore rupees under #OROP scheme in the last few years

Railways:
*Railway's operating ratio seen 96.2% in FY19 Vs 95% FY20.
*Railway capex for FY20 set at record Rs 1.6 lakh crore
* Today there is not a single unmanned railway crossing on the broad gauge in India.

Fiscal Deficit:
* For FY19, government has revised the fiscal deficit target to 3.4 percent in FY 19. Fiscal deficit for 2019/20 estimated at 3.4 percent of GDP.
* Government's stated commitment earlier was to bring down the fiscal deficit to 3.1 percent of GDP by the end of March 2020, and to 3 percent by March 2021
*Current account deficit at 2.5% of the GDP

A single window clearance for filmmakers

* Nine priority sectors for govt: To build next-gen infrastructure - physical as well as social; (1) To build a Digital India that reaches every citizen; (2) Clean and Green India; (3) Expanding rural industrialization using modern industrial technologies; (4) Clean Rivers - with safe drinking water to all Indians; (5) Oceans and coastlines; (7) India becoming launchpad of the world; (8) Self-sufficiency in food and improving agricultural productivity with emphasis on organic food; (9) Healthy India; (10) Minimum Government MaximumGovernance, with proactive, responsible and friendly bureaucracy

Social schemes:
*Govt to build 1 lakh digital villages
* For the welfare of farmers and for doubling their income, historic decision was taken to increase MSP by 1.5 times the production cost for all 22 crops
* To ensure cleaner fuel and health assurance, we embarked upon Pradhan Mantri Ujjwala Yojana, a programme to give 8 crore free LPG connections to rural households, 6 crore connections have been given already
* Committee under NITI Aayog to be set up to for denotifed nomadic & semi nomadic communities
* A single window clearance for filmmakers to be made available to filmmakers, anti-camcording provision to also to be introduced to Cinematography Act to fight piracy

State of Economy:
*India is poised to become a $5 trillion economy in next 5 years, $10-trillion economy in the next eight years
Black money: Committed to eliminating the scourge of black money; anti-black money measures taken have brought an undisclosed income of about 1.30 lakh crore rupees to the fore; 3.38 lakh shell companies were deregistered
*GST has been continuously reduced, resulting in relief of 80,000 crore rupees to consumers; most items of daily use for poor and middle class are now in the 0%-5% tax bracket
*Fiscal deficit seen at 3.4 percent in FY 19 and Current account deficit at 2.5% of the GDP
* We have recovered Rs 3 lakh crore through Insolvency and Bankruptcy Code. Govt expects banks on the central bank's Prompt Corrective Action list to be removed soon.
Indian GDP: Growth in the last 5 years has been higher than that by any other govt. Spent Rs 2.6 lakh crore in recap of PSU Banks
* Average inflation in UPA government was 10% and we have brought that down that to 4 percent. Inflation in December 2018 was 2.1%. If we had not controlled inflation our families would have been spending 35-40 per cent more on daily use items
* We conducted transparent auctioning of natural resources like coal and oil
* Domestic air traffic doubled in the last 5 years
* Over 90 percent of the country has been covered under sanitation coverage. People have made this a social revolution and i thank the 130 people of the country. More than 5.45 lakh villages have been declared Open Defecation Free
* In the past, false promises were made but we have taken targeted expenditure on all dimensions
* Everybody will get electricity connection in the near future. We have provided 143 crore electricity bulb to the poor
* Ayushman Bharat the world's largest healthcare programme was launched to provide medical care to almost 50 crore people, resulting in 3,000 crore savings by poor families
* Lower costs of Stents & Knee implants have benefitted people. Government has announced 14 new AIIMS since 2014
* Loans worth Rs 7.23 lakh crore have been given under Mudra Yojana
*Monthly mobile data consumption has increased 50x in last 5 years; cost of data & voice calls in India is possible the lowest in the world

He said rules for small and medium-sized businesses and the manufacturing sector could be "tweaked to address issues such as liquidity, credit, capital formation, demand creation, attracting more private investments".

Stung by opposition parties' victories in three state polls in December and needing to call a national election by May, Modi has already exempted many small businesses from paying taxes under a unified goods and services tax (GST).

The government is now considering raising the income level at which people need to pay personal tax, long a demand for the country's influential middle class.

"The pressure to further expand the farmer welfare programme ahead of the 2019 elections is high for PM Modi," said CLSA India.

More than 900 million people will be eligible to cast votes in the world's biggest ever democratic exercise and the pressure to woo them is intense.

Rahul Gandhi, the leader of the main opposition Congress party, is closing in on Modi's lead, according to polls. His promise of a minimum income for the poor has increased pressure on the government to make populist announcements in its budget.

The electoral compulsions mean that major economic reforms, such as tax cuts for bigger companies and plans to bring down the budget deficit, could be put on hold at least until after the election, government sources said.

The higher spending, along with a shortfall in tax collections, will push the fiscal deficit up to the equivalent of 3.5 percent of gross domestic product for the year ending in March, overshooting a previous 3.3 percent target, according to one of the sources with direct knowledge of budget discussions.

That would fit with the expectations of a Reuters poll of economists.

The source said there was a chance that the government could take corrective action in March, with an expectation that the election schedule will be settled by that time and that public focus will shift to campaigning.

"In our view, with the upcoming polls gaining precedence, fiscal consolidation is likely to take a back seat," said Nirmal Bang, a brokerage.


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Tax Benefits

, by indianmilitaryveterans

Tax Benefits
1.Tax nil up to rs 500000/-
2.Salary Std deduction raised from 40k to 50k
3. Deemed rental income exemption proposed on second self occupied house
4. Tds threshold increase from 10000/- to 40000/- under section 194A
5. TDS on rent increase from 180000/- to 240000/-
6. Section 54 limit can be claimed now in two house
Capital gain of rs 2 Cr once in a life time.
7. Section 80IBA extended for one more year.
8. Exemption of notional rent on real sector increase from one year to two year on unsold inventory

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HIGHLIGHTS OF BUDGET 2019

, by indianmilitaryveterans

HIGHLIGHTS OF BUDGET 2019

*Tax*
1. Within 2 years, Tax assessment will be done electronically
2. IT returns processing in just 24 hours
3. Minimum 14% revenue of GST to states by Central Govt.
4. Custom duty has abolished from 36 Capital Goods
5. Recommendations to GST council for reducing GST rates for home buyers
6. *Full Tax rebate upto 5 lakh annual income after all deductions.*
7. Standard deduction has increase from 40000 to 50000
8. Exempt on tax on second self-occupied house
9. Ceiling Limit of TDS u/s 194A has increased from 10000 to 40000
10. Ceiling Limit of TDS u/s 194I has increased from 180000 to 240000
11. Capital tax Benefit u/s 54 has increased from investment in one residential house to two residential houses.
12. Benefit u/s 80IB has increased to one more year i.e. 2020
13. Benefit has given to unsold inventory has increased to one year to two years.
*Other Areas*
14. State share has increased to 42%
15. PCA restriction has abolished from 3 major banks
16. 2 lakhs seats will increase for the reservation of 10%
17. 60000 crores for manrega
18. 1.7 Lakh crore to ensure food for all
19. 22nd AIIMS has to be opened in Haryana
20. Approval has to be given to PM Kisan Yojana
21. Rs. 6000 per annum has to be given to every farmer having upto 2 hectare land. Applicable from Sept 2018. Amount will be transferred in 3 installments
22. National kamdhenu ayog for cows. Rs. 750 crores for National Gokul Mission
23. 2% interest subvention for farmers pursuing animal husbandry and also create separate department for fisheries.
24. 2% interest subvention for farmers affected by natural calamities and additional 3% interest subvention for timely payment.
25. Tax free Gratuity limit increase to 20 Lakhs from 10 Lakhs
26. Bonus will be applicable for workers earning 21000 monthly
27. The scheme, called Pradhan Mantri Shram Yogi Mandhan, will provide assured monthly pension of Rs. 3,000 with contribution of Rs. 100 per month for workers in unorganized sector after 60 years of age.
28. Our government delivered 6 crores free LPG connections under Ujjawala scheme
29. 2% interest relief for MSME GST registered person
30. 26 weeks of Maternity Leaves to empower the women
31. More than 3 Lakhs crores for defence
32. One lakh digital villages in next 5 years
33. Single window for approval of India film makers

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Minimum guaranteed pension is for causality personnel - explanations

, by indianmilitaryveterans

Dear Veterans,

1.      Many ESMs are asking me likely benefit that may accrue to them  following issue of Min of Def letter No: 16(3)/2017/D(Pen/Policy) letter dated 29 Jan 2019.

2.      It may kindly noted that the minimum guaranteed pension is for causality personnel (i.e. disabled soldiers or war injured soldiers), special family pensioners and dependents sanctioned liberalized dependent pension w.e.f. 01 Jan 2016. This letter does not pertain to normal Ex-Servicemen or ladies drawing ordinary or enhanced rate of ordinary family pension. The letter dated 29 Jan 2019 at para 2 stipulates minimum guaranteed pension as under:-

(a)       Para 2.1 is fixation of minimum Disability Pension (Service Element + Disability Element) with any percentage of disability of Rs 18,000 pm.

(b)       Para 2.2 fixes minimum Disability Pension for those whose disability percentage is not less than 60% whose disability pension should not be less than 60% of last pay drawn subject to minimum of Rs 18,000 pm.

©       Para 2.3 fixes minimum Special Family pension at Rs 18,000 pm to wives of soldiers died while performing military duties. This excliudes ESMs and ordinary family pensioners or those drawing Enhanced rate of OFP.

(d)       Para 2.4 fixes Dependent Liberalised Pension of children of soldiers martyred at not less than Rs 18,000 pm.

3.      Many ESMs posed a question to me from the time the ibid Min of Def letter dated 29 Jan 2019 is issued : Does it benefit me ? Let us analyse each of the above cases.

4.      (a)     Disability Element. w.e.f. Jan 2016 disability element has been broad banded which is 50% irrespective whether the disability percentage is between 20% and 49% (disability granted prior to Jan 2016). That means disabled soldier irrespective of date of retirement even with 20% disability is now drawing disability element as if he is granted 50% disability from 01 Jan 2016. The disability element is 60% of pension (or 30% of last pay drawn) for 100% disability. For 50% disability it is 30% of pension or 15% of last pay drawn.

(b)     Disability Pension  = service element + disability element.

(c)     Minimum Disability Pension Being Drawn Already w.e.f. 01 Jan 2016. We take the poorest of the poor soldiers i.e. Sepoy with 15 years’ service and of trade group Y for our analysis of ibid Govt letter dated 29 Jan 2019.

(i)      Service element = is Rs 17,129

(ii)     Disability Element is Rs 5,139 (30% of pension)

(iii)    Disability Pension = Rs 17129 + 5139 = Rs 22,268

(iv)     Disability pension he is already drawing w.e.f. 01 Jan 2016 = Rs 22,268.

(e)     How does minimum of Rs 18,000 now sanctioned by the Min of Def in anyway benefit a disabled solider with 20% disability w.e.f. 01 Jan 2016 as he is already drawing Rs 22,268 as his disability pension? So none of the ESMs irrespective of their rank benefit from this Min of Def letter dated 29 Jan 2019.

(d)     Disability Pension for Disabled Soldier whose Disability is not less than 60%. Let us examine this case too to see whether the ibid Min of Def letter dated 29 Jan 2019 gets him any benefit to such disabled soldiers. Pension of Sepoy with 15 years’ service and of Group Y as on Jan 2016 is as under:-

(i)      Service Element. Rs 17,129

(ii)     Disability Element with 60% rounded off to 75% due to Broad banding w.e.f. Jan 2016. Rs 17169 x 0.6 x 0.75 = Rs 7,708

(iii)     Disability pension already being drawn = Rs 17129 + Rs 7708 = Rs 24,837.

(iv)    Minimum guaranteed Disability pension is not less than 60% of last pay drawn = service element + disability element

(v)     Service element = Rs 17129.

(vi)    Disability element for disability not less than 60% of Last Pay drawn = 17129 x 2 x 0.60   = Rs 20,555 pm.

(v)     Does this ibid Min of Def letter of 29 Jan 2019 give any benefit to such disabled soldiers who are NOT invalided when they sustained disability but given sheltered appointment till the time of discharge on completion of terms of engagement?

5       Then who does this ibid Min of Def letter benefit? It may benefit only those who are invalided out of service as being unfit for military duties anymore.. Generally, invalidment is done only if disability percentage is not less than 60%. Assume a Sepoy who sustained injuries which is more than 60% in his first year of service (war injured soldiers are not invalided in spite of 100% disability). His disability pension is as under:-

         (a)     Service Element - Rs 17129 pm

(b)     Disability Element @ 75% disability due to broad banding = 17129 x 0.6 x0.75 = Rs 7708 pm

  (c)     Disability pension he is already drawing w.e.f. Jan 2016 = Rs     17129  + Rs 7708 = Rs 24,837 pm

(d)     Disability Pension now fixed at minimum 60% of Last Pay Drawn subject to minimum of Rs 18000 = Rs 17129 + Rs 17129 x 0.6 x 0.6  = Rs 20,555 (subject to minimum of Rs 18,000)

(e)     Even a Sepoy with six months service and invalided draws        more than minimum of Rs 18,000

(f)      Observation: The minimum guaranteed disability pension does not benefit even a sepoy with six months service of Group Y and invalided from service. No disabled sepoy of 15 years’ service and of Y Group is benefited by ibid Min of Def letter dated 29 Jan 2019.

6.      Family Pensioners. The wives of soldiers who die and whose death is attributable to or aggravated by military service are sanctioned Special Family pension. The special family pension is 60% of last pay drawn or double the Ordinary family pension. The ibid Min of Def letter has fixed minimum Special Family pension at Rs 18,000 pm. The special family pension w.e.f Jan 2016 already being drawn by Special Family Pensioners of soldier who put in just six months service is 7000 x 2.57 = Rs 17,990. But soldiers can join at age of 20 years and till they put in 5 years’ service are not permitted to marry. The earliest service a Sepoy who dies while performing military duty is 5 years and then only SFP is granted to his wifew. The SFP of wife of such sepoy being Rs 17, 990, she is benefitted by Rs 10 as the minimum is Rs 18,000 pm.

7.      Wives of Sepoys who die with 5.5 years of service are already drawing SFP of Rs 18095 (=7041 x 2.57).  So ibid Min of Def letter also does not benefit wives of Sepoys whose husbands died with 5.5 years of service or more.

7.      Dependent Children Sanctioned Liberalised Dependent Pension. This pension is granted to children of martyred soldiers whose wives pre-deceased them. The minimum age at which a soldier is permitted to marry is 25 years. Even then let us see if a solider with just six months service is martyred, does his child get a benefit of minimum guaranteed pension of Rs 18,000 assuming his wife has pre-deceased him. The soldier whose service is just six months and martyred at the age of 20 or 20.5 years, then his child gets Liberalised Dependent pension of Rs 6183 x 2.57 = Rs 15,890. But you do not come across soldiers marrying at the age of 20 years. But if a soldier gets married at the age of 25 years and assuming he dies with 5.5 years of service then his dependent child gets pension of Rs 18,095. Even such children also do not get any benefit from the ibid Min of Def letter dated 29 Jan 2018.

8.      Summary.

(a)     No disabled soldier of any disability percentage of any rank gets any benefit as his present pension is more than Rs 18,000 pm. 

(b)     No wife of soldier with 5.5 years or more service gets benefit of ibid Min of Def letter as they draw more than Rs 18,000 pm as SFP.

(c)     No child of martyred soldier with service of 5.5 years of more gets benefit of ibid Min of Def letter as they are already drawing pension more than Rs 18,000.

9.      If someone can point out benefit of this ibid Min of Def letter, I will be highly obliged as I might have made some mistakes. The MS Excel sheet showing these details is attached.

Warm Regards,

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