LIFE TIME ARREARS (LTA) - NOMINATION

Dear Veterans,
Please note that there is "Rule 5" under the "Payment of Arrears of Pension (Nomination) Rules, 1993" and also Def Pension Instructions at page 206, which is not known to most of us, the LNomination for Life time Arrears has been dealt at length.
It has been authentically confirmed from PCDA (Pensions) that the Rules do not permit payment of Life Time Arrears , if any, which may accrue, pertaining to the period of when the pensioner was alive, after his/her demise, unless there is a proper nomination made by the pensioner/family pensioner to the effect during his life time. In cases where there is no nomination the procedure to get the arrears is tortuous as the legal heirs will need to get succession certificates from the court. Apparently, payment of arrears is governed differently from the payment of family pension, irrespective of the fact that wife’s name is included in the PPO & the pension account is held jointly with her.

The nomination is a must for the family pensioners since generally there are no eligible members of the family after the demise of the Family Pensioner and must be done post haste. It is also applicable as a must for pensioners whose spouses may have already deceased and thereafter no eligible family members may be there after the pensioner. Do act today if you haven't acted in the past on our earlier advice given through mails and blog sites . I will insist that all of us must give this nomination even if your spouse is there since the nomination form has two sets of nominees first the spouse the the second children, who then will automatically become nominees in case of the demise of the spouse or under contingency of accidental death of the pensioner and the spouse. Even if you have doubts it is better to make your Nomination in the Form B to Rule 5 as given below & submit it to your PDA and obtain acknowledgement.

You will find detailed ALL IN ONE PLACE instructions here :-
Detailed Instructions & FORM (ALL IN ONE COMPENDIUM FOR VETERANS) in case you have any difficulty in copying the nomination form please Download from Here, Print, Fill and Submit to the Bank.

REFUSAL BY BANKS TO ACCEPT LTA NOMINATION

Many offrs have reported that Some of the PDAs specially the SBI in and around Delhi are not accepting the LTA Nomination. This is short sightedness on their part. PCDA(P) circular No 145 deals on this subject. This circular is reproduced below and can also be downloaded from the PCDA web site. While the LTA can be paid to the eligible Family Pensioners, i.e. Parents, daughters and handicapped Children by the bank on the authority of the said circular but not to others without the succession certificate unless the required nomination is made as explained above. LTA nomination is different from the bank account nomination.
This has been explained in detailed under the Nomination Post in this site. It refers to the other than eligible members as given in Clause (b) of sub-rule (14) of Rule 54 of the CCS (Pension) Rules, 1972, reproduced at the end of this post. The case of refusal by the banks is generally with many pensioner clients of SBI, The branch manager in such cases be asked in writing as to how he will allow LTA to be paid to the family member other than family pensioner when the contingency arises since only the one who draws the family pension will be paid LTA due pertaining to the life time of pensioner. This provision of payment of LTA to Family pensioners in the normal chain ie Spouse, Parents, unmarried/divorsed daughters and handicapped children is now being given in Govt letters and circulars, but then who will get it after the demise of last FP without obtaining succession from revenue authorities. The LTA nomination is in very much in this context. Plz do share with me what written reply your branch manager gives to you.

FORM - B

FOR CONVENIENCE THE NOMINATION FORM IS GIVEN BELOW, YOU CAN COPY PASTE ON WORD FILE AND TAKE A PRINT..
(FORM-B) (See Rule 5) (To be filled by the pensioner during his life time)

To BANK

I, ............ ......................................................,, do hereby make the following alternate nomination in cancellation of all previous nominations made under Rule 5 of the payment of Arrears of Pension (Nomination) Rules, 1993. 1 2 3 4 5 Name and Address of the nominee Relationship with Pensioner Date of Birth Name and Address of person who may receive the said pension during nominee's minority Percentage to be paid
IMMEDIATE WIFE ONLY IF NOMINEE IS MINOR 100% 6 7 8 9 10 11 Name and Address of other Nominee in Case the nominee Under column in Case the nominee Under column (1) above Pre-deceases the (1) above Pre- deceases the Pensioner Relationship with Pensioner Date of Birth Name and address of The person who may receive the pension during the other nominee's minority Contingency on happening of which the nomination shall become Null and Void Percentagee to be paid MAY BE CHILDREN as second Nominees SON/DTRS IF MINOR Insanity give for each Place ………………. Date …………….. PPO No ..... / ................. / ............ S. A/C No, …………………………….. ....... Signatures ……… ………. Rank ……… Name ………………… Address ……… .......... ................. ............ … ……….. ..................... Tele No, ....................................... WITNESSES No 1 Signatures …………… ………………. Name ……………………………. Address ………………………………….. …………… ……………….. Tele Number ................................... WITNESS No 2 Signatires……………………………… Name ……………………………………. Address .............................................................. …………………………………………… Tele Number …………………………… Acknowledgetnent to he sent bv the pension disbursing Authoritv/llead of Office. Certitied that application nomination (FORM -B) has been received from, ……… ………… ….. ............................... R/O ..... ... (ADDRESS) Place: Signatures of Pension Disbursement Authority Date: Full Address NOTE :- SHOWN IN RED ABOVE IS ONLY FOR GUIDANCE DELETE/REPLACE BEFORE PRINTING PCDA(P) CIRCULAR No, 145 Circular No. 145 No. AT/Tech/012-VIII O/o the Pr. C.D.A. (P), Allahabad Date: 29.04.2010 To, 1. The C.M.Ds, Public Sector Banks……… 2. The Director of Treasuries of all states……. 3. The Pr.CDA (W.C.), Chandigarh 4. The CDA (PD), Meerut 5. The CDA, Chennai 6. Nodal Officer of ICICI Bank, IDBI Bank, Axis Bank and HDFC Bank. 7. Military and Air Attache, Indian Embassy Kathmandu, Nepal. 8. The Pay & Accounts Officers……….. 9. The Post Master……….. Sub:- Nomination facility to pensioners/family pensioners for drawing life time arrears of pension/family pension under payment of arrears of (Nomination), Rules 1983,clarification thereof. 1. Govt of India, Deptt. of Pension & Pensioners’ Welfare OM No.43/4/95- P&95-P&PW (G) dated 30.10.1995 (copy enclosed) provides that “in the event of death of a family pensioner, the right to receive any arrears of family pension would automatically pass on to the eligible members of a family next in line in accordance with Rule 54 of CCS (Pension) Rules 1972. The requirement of succession certificate for payment of any arrear should be required only in cases, where there is no eligible family member as defined in Rule 54, after the death of a family pensioner”

2. However, no such similar provisions were in existence for Defence pensioners. Accordingly the matter was referred to Ministry of Defence for extending the above said provisions to Defence pensioners also.
3. Ministry of Defence, vide their letter No.1(16)/2009-D(Pen/Policy) dated 15.03.2010( copy enclosed) have now decided that provisions of Govt of India, Deptt. of Pension & Pensioners’ Welfare OM No.43/4/95-P&95- P&PW (G) dated 30.10.1995 will apply mutatis-mutandis to the Armed forces Personnel.
4. In view of the above, it is requested that all pension paying branches/treasuries/DPDOs/PAOs under your jurisdiction may be instructed to keep in mind the above provisions while regulating the life time arrears of pension/family pension. (D.C.HANSDA)
Dy.CDA (P)

Copy to:- 1.

The CGDA, ULAN BATAR ROAD, Palam Delhi Cantt-110010- For information w.r.to HQrs. Office letter No. 5162/AT-P/L dated 6.4.2010 2.
The Pr.CDA (Navy), Cooperage Road Mumbai.
3. The CDA (AF), New Delhi
4. PA to CDA (AT) / CDA (Gts) in Main Office.
5. PA to all Addl. CDA / Jt.CDA, in Main Office.
6. All GOs, in Main Office.
7. Officer-in-Charge, G-I/ M (Tech), G-I/C (Tech) and. Gts /Tech Section (Local).
8. Officer-in-Charge in all section (Local). 9. Officer-in-Charge EDP Centre (Local).

For inclusion and uploading at website of this office. (T.D. Prasad) Accounts Officer (P) WHO ARE ELEIGIBLE MEMBERS AS PER RULE 14 :- *Family for this purpose means family as defined in Clause (b) of sub-rule (14) of Rule 54 of the CCS (Pension) Rules, 1972, which is reproduced below:
(i) Wife in the case of a male Government servant, or husband in case of a female Government servant.
(ii) A judicially separated wife or husband, such separation not being granted on the ground of adultery and the person surviving was not held guilty of committing adultery.
(iii) Son who has not attained the age of ‘twenty-five years and unmarried daughter who has not attained the age of twenty-five years, including such son and daughter adopted legally.’

NOTE – Wife and husband shall include respectively judicially separated wife and husband. Divorced daughters and handicapped children have also been included.

IT SIMPLY MEANS THOSE FAMILY MEMBERS WHO ARE ELIGIBLE FOR FAMILY PENSION AND NOT OTHERWISE YOUR BSERVATIONS AND COMMENTS

Dear Veterans,
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Sincerely yours,
Brig Narinder Dhand (Veteran)