Apr 25, 2022

Likely Pension w.e.f Jul 2019 - Hon’ble Supreme Court have given direction to Govt of India to implement revision of pension w.e.f. Jul 2019


Likely Pension w.e.f Jul 2019

1.    Likely pension arrears now that Hon’ble Supreme Court have given direction to Govt of India to implement revision of pension w.e.f. Jul 2019 within a period of three months i.e. by 16 Jun 2022 and disburse arrears accordingly. Air Mshl SY Savur, PVSM, AVSM, former AOC-in-C, Southern Air Comd obtained presentation on OROP – 2019 made by PCDA (Pensions) Prayagraj to Jt Secy, Min of Def on 24 Apr 2019 through the route of RTI Act. The slides show the average pension by Maximum and Minimum of those retired in calendar year 2018. The data for JCOs / OR of X Group and of Lts and Capts is not given. So we have to wait for pension tables similar to Circular 555 which are expected to be put up in public domain in few months' time but definitely by 16 Jun 2022. But taking whatever data PCDA (Pensions) Prayagraj gave to Min of Def, I made an endeavour to make some of tables of pension similar to Circular 555 for OROP with financial benefit from Jul 2014. 

2.     From the slides of PCDA (Pensions) Prayagraj, it is seen certain anomalies have arisen as under:-

(a)     Some of the OROP beneficiaries (Pre – Jun 2014) get higher pension (pension of Dec 2015 x 2.57) than the pension of those retired in calendar year 2018. The reason is OROP hikes pension of those who drew less than average pension to that of average. But post – 2014 retirees are not covered by OROP hence those whose pension is below average continue to get lesser pension than Pre – Jun 2014 pensioners. The Hon’ble Supreme Court has advised the learned Addl Solicitor General to make pension of Post Jul 2014 retirees same as that of OROP beneficiaries. I hope in the next table from PCDA (Pensions) Allahabad this anomaly could be rectified.

(b)     Pre – 2006 Hony Nb Subs are still not being given pension of Nb Subs.

(c)     Lt Cols with service of 26 years and above have been granted rank of Col (TS) w.e.f. 16 Dec 2004 due to implementation of AVS committee. The pension of Pre – Dec 2004 Lt Cols with QS (qualifying service) of 26 years may be same as that of Lt Col with 25.50 years retired in calendar year 2018. This is another anomaly. 

(d)     One Major with QS of 21.50 years’ service  retired in calendar year 2018 got pension fixed at Rs 68,550.Hence all Pre – Jun 2014 Majors are likely to  get same pension.

(e)     Those retirees whose pension in Dec 2015 x 2.57 is higher than Average pension of those retired in calendar year 2018 will not get any arrears w.e.f. Jul 2019 as thier current pension is higher than the revised pension from Jul 2019.

(f)      Pension of X group of JCOs / OR are not shown by PCDA (Pensions) Allahabad, hence the same are not shown in these tables.

4.    The criterion adopted in circular 555 for revision of pension w.e.f. Jul 2104 is as follows and the same is adopted: -

(a)    For any one rank say Lt Col, the pension of a retiree with a longer service of say 24 years cannot be less than pension of another Lt Col with QS of 23 years.

(b)   For the same qualifying service higher ranked retiree say Lt Col  cannot have lesser pension than a Major with same qualifying service.

5.      Medical Officers from AMC, AD Corps and RVC.  In OROP - 2014, the pension for all officers of the rank of Lt Col with 22.50 years service to DGAFMS  were fixed at Rs 42,500 which is pension of Lt Gen (HAG) of non - medicos. I presume the same is likely to be repeated in OROP - 2019. The pension of  Lt Gen (HAG+) w.e.f. Jul 2019 is likely to be Rs 1,12,500 + DR pm.

6.    If you find any mistakes please do let me know so that I can correct them.

Approximate  from Jul 2019 to Jun 2022: TSEWA Dated 23 Mar 2022
QSMajorLt ColCol(TS)ColBrigMaj GenLt Gen Lt Gen (HAG+)Army Cdr
16.0055,333        
16.5055,333        
17.0055,333        
17.5055,333        
18.0055,333        
18.5055,333        
19.0055,333        
19.5055,333        
20.0055,33380,45481,08781,08781,08781,08781,08781,08781,087
20.5055,33380,45482,32182,32182,32182,32182,32182,32182,321
21.0058,67483,57583,57583,57583,57583,57583,57583,57583,575
21.5068,55083,57583,57583,57583,57583,57583,57583,57583,575
22.0068,55083,57584,24084,24084,24084,24084,24084,24084,240
22.5068,55083,57585,52385,52385,52385,52385,52385,52385,523
23.0068,55086,82586,82586,82586,82586,82586,82586,82586,825
23.5568,55086,82587,96187,96187,96187,96187,96187,96187,961
24.0068,55089,30089,30089,30089,30089,30089,30089,30089,300
24.5068,55089,30089,40989,40989,40989,40989,40989,40989,409
25.0068,55089,30090,77190,77190,77190,77190,77190,77190,771
25.5068,55089,30092,15392,15392,15392,15392,15392,15392,153
26.0068,55089,30093,55693,55693,55693,55693,55693,55693,556
26.5068,55089,30094,98194,98194,98194,98194,98194,98194,981
27.0068,55089,30096,42796,42796,42796,42796,42796,42796,427
27.5068,55089,30097,89697,89697,89697,89697,89697,89697,896
28.0068,55089,30099,38799,38799,38799,38799,38799,38799,387
28.5068,55089,3001,00,9001,00,9001,00,9001,00,9001,00,9001,00,9001,00,900
29.0068,55089,3001,00,9001,00,9001,00,9001,00,9001,00,9001,00,9001,00,900
29.5068,55089,3001,00,9001,00,9001,00,9001,00,9001,00,9001,01,2061,01,206
30.0068,55089,3001,00,9001,02,3501,02,3501,02,3501,02,3501,02,7471,02,747
30.5068,55089,3001,00,9001,02,3501,02,3501,02,3501,03,8951,04,3121,04,312
31.0068,55089,3001,02,2501,03,7001,03,7001,03,7001,05,4771,05,9001,05,900
31.5068,55089,3001,02,2501,03,7001,04,2621,04,2641,07,0831,07,5131,07,513
32.0068,55089,3461,03,7001,03,7001,05,8501,05,8521,08,7141,09,1501,09,150
32.5068,55089,3461,03,7001,03,7001,05,8501,07,4641,10,3691,10,8131,10,813
33 & Above68,55089,3461,03,7001,03,7001,07,3501,09,1001,12,0501,12,5001,12,500

Likely Arrears.  Please check my calculations. If you find any mistake do let me know. These are approximate arrears. Correct arrears will only come once PCDA (Pensions) Prayagraj Gives correct pension tables of OROP with benefit from Jul 2019.
Likely Arrears of Pension w.e.f. Jul 2019 to Jun 2022
Major     
QS21.5 to 33 years    
Average Pension of those Retired in 201868,550    
OROP x2.5761,205    
Monthly Arrears7,345    
1Jul to Dec 2019171,2498,59451,562
2Jan to Jun 2020171,2498,59451,562
3Jul to Dec 2020171,2498,59451,562
4Jan to Jun 2021171,2498,59451,562
5Jul to Dec 2021171,2498,59451,562
6Jan to Jun 2022342,4979,84259,054
7Total Arrears   3,16,863
      
Lt Col     
QS21 to 22.50 years    
Average Pension of those Retired in 201883,575    
OROP x2.5781,503    
Monthly Arrears2,072    
1Jul to Dec 2019173522,42414,545
2Jan to Jun 2020173522,42414,545
3Jul to Dec 2020173522,42414,545
4Jan to Jun 2021173522,42414,545
5Jul to Dec 2021316422,71416,286
6Jan to Jun 2022347042,77616,659
7Total Arrears   91,127
      
RankLt Col     
QS23 to 23.50    
Average Pension of those Retired in 201886,825    
OROP x2.5783,340    
Monthly Arrears3,485    
1Jul to Dec 2019175924,07724,465
2Jan to Jun 2020175924,07724,465
3Jul to Dec 2020175924,07724,465
4Jan to Jun 2021175924,07724,465
5Jul to Dec 2021311,0804,56527,392
6Jan to Jun 2022341,1854,67028,019
7Total Arrears   1,53,270
      
RankLt Col     
QS24 to 33    
Average Pension of those Retired in 201889,300    
OROP x2.5783,340    
Monthly Arrears5,960    
1Jul to Dec 2019171,0136,97341,839
2Jan to Jun 2020171,0136,97341,839
3Jul to Dec 2020171,0136,97341,839
4Jan to Jun 2021171,0136,97341,839
5Jul to Dec 2021311,8487,80846,846
6Jan to Jun 2022342,0267,98647,918
7Total Arrears   2,62,121
      
RankColonel (TS)    
QS28.5 years    
Average Pension of those Retired in 2018181,00,900    
OROP x2.5790,542    
Monthly Arrears10,358    
1Jul to Dec 2019171,76112,11972,713
2Jan to Jun 2020171,76112,11972,713
3Jul to Dec 2020171,76112,11972,713
4Jan to Jun 2021171,76112,11972,713
5Jul to Dec 2021313,21113,56981,414
6Jan to Jun 2022343,52213,88083,278
7Total Arrears   4,55,545
      
RankColonel (TS)    
QS29 to 30 years    
Average Pension of those Retired in 20181,00,900    
OROP x2.5790,554    
Monthly Arrears10,346    
1Jul to Dec 2019171,75912,10572,629
2Jan to Jun 2020171,75912,10572,629
3Jul to Dec 2020171,75912,10572,629
4Jan to Jun 2021171,75912,10572,629
5Jul to Dec 2021313,20713,55381,320
6Jan to Jun 2022343,51813,86483,182
7Total Arrears   4,55,017
      
RankColonel (TS)    
QS30.5    
Average Pension of those Retired in 20181,00,900    
OROP x2.5792,855    
Monthly Arrears8,045    
1Jul to Dec 2019171,3689,41356,476
2Jan to Jun 2020171,3689,41356,476
3Jul to Dec 2020171,3689,41356,476
4Jan to Jun 2021171,3689,41356,476
5Jul to Dec 2021312,49410,53963,234
6Jan to Jun 2022342,73510,78064,682
7Total Arrears   3,53,819
      
RankColonel (TS)    
QS31    
Average Pension of those Retired in 20181,02,250    
OROP x2.5792,855    
Monthly Arrears9,395    
1Jul to Dec 2019171,59710,99265,953
2Jan to Jun 2020171,59710,99265,953
3Jul to Dec 2020171,59710,99265,953
4Jan to Jun 2021171,59710,99265,953
5Jul to Dec 2021312,91212,30773,845
6Jan to Jun 2022343,19412,58975,536
7Total Arrears   4,13,192
      
RankColonel (TS)    
QS32 & 33 and above    
Average Pension of those Retired in 20181,03,700    
OROP x2.5792,855    
Monthly Arrears10,845    
1Jul to Dec 2019171,84412,68976,132
2Jan to Jun 2020171,84412,68976,132
3Jul to Dec 2020171,84412,68976,132
4Jan to Jun 2021171,84412,68976,132
5Jul to Dec 2021313,36214,20785,242
6Jan to Jun 2022343,68714,53287,194
7Total Arrears   4,76,963
      
Colonel     
QS28 years    
Average Pension of those Retired in 20181,00,900    
OROP x2.5790,452    
Monthly Arrears10,448    
1Jul to Dec 2019171,77612,22473,345
2Jan to Jun 2020171,77612,22473,345
3Jul to Dec 2020171,77612,22473,345
4Jan to Jun 2021171,77612,22473,345
5Jul to Dec 2021313,23913,68782,121
6Jan to Jun 2022343,55214,00084,002
7Total Arrears   4,59,503
      
RankColonel    
QS 29 years    
Average Pension of those Retired in 20181,00,900    
OROP x2.5790,554    
Monthly Arrears10,346    
1Jul to Dec 2019171,75912,10572,629
2Jan to Jun 2020171,75912,10572,629
3Jul to Dec 2020171,75912,10572,629
4Jan to Jun 2021171,75912,10572,629
5Jul to Dec 2021313,20713,55381,320
6Jan to Jun 2022343,51813,86483,182
7Total Arrears   4,55,017
      
RankColonel    
QS30 years    
Average Pension of those Retired in 20181,02,350    
OROP x2.5792,855    
Monthly Arrears9,495    
1Jul to Dec 2019171,61411,10966,655
2Jan to Jun 2020171,61411,10966,655
3Jul to Dec 2020171,61411,10966,655
4Jan to Jun 2021171,61411,10966,655
5Jul to Dec 2021312,94312,43874,631
6Jan to Jun 2022343,22812,72376,340
7Total Arrears   4,17,590
      
RankColonel    
QS31 & 32 years    
Average Pension of those Retired in 20181,03,700    
OROP x2.5792,855    
Monthly Arrears10,845    
1Jul to Dec 2019171,84412,68976,132
2Jan to Jun 2020171,84412,68976,132
3Jul to Dec 2020171,84412,68976,132
4Jan to Jun 2021171,84412,68976,132
5Jul to Dec 2021313,36214,20785,242
6Jan to Jun 2022343,68714,53287,194
7Total Arrears   4,76,963
      
Colonel     
QS33 years & Above    
Average Pension of those Retired in 201895,000    
Hike it to QS of 32 yrs1,03,700    
OROP x2.5792,855    
Monthly Arrears10,845    
1Jul to Dec 2019171,84412,68976,132
2Jan to Jun 2020171,84412,68976,132
3Jul to Dec 2020171,84412,68976,132
4Jan to Jun 2021171,84412,68976,132
5Jul to Dec 2021313,36214,20785,242
6Jan to Jun 2022343,68714,53287,194
7Total Arrears   4,76,963
      
RankBrigadier    
QS32 years    
Average Pension of those Retired in 20181,05,850    
OROP x2.5795,810    
Monthly Arrears10,040    
1Jul to Dec 2019171,70711,74770,481
2Jan to Jun 2020171,70711,74770,481
3Jul to Dec 2020171,70711,74770,481
4Jan to Jun 2021171,70711,74770,481
5Jul to Dec 2021313,11213,15278,914
6Jan to Jun 2022343,41413,45480,722
7Total Arrears   4,41,559
      
RankBrigadier    
QS33 years & Above    
Average Pension of those Retired in 20181,08,800    
OROP x2.5796,555    
Monthly Arrears12,245    
1Jul to Dec 2019172,08214,32785,960
2Jan to Jun 2020172,08214,32785,960
3Jul to Dec 2020172,08214,32785,960
4Jan to Jun 2021172,08214,32785,960
5Jul to Dec 2021313,79616,04196,246
6Jan to Jun 2022344,16316,40898,450
7Total Arrears   5,38,535
      
RankMaj Gen    
QS33 years & Above     
Average Pension of those Retired in 20181,09,100    
OROP x2.5799,621    
Monthly Arrears9,479    
1Jul to Dec 2019171,61111,09066,543
2Jan to Jun 2020171,61111,09066,543
3Jul to Dec 2020171,61111,09066,543
4Jan to Jun 2021171,61111,09066,543
5Jul to Dec 2021312,93812,41774,505
6Jan to Jun 2022343,22312,70276,211
7Total Arrears   4,16,886
      
RankLt Gen    
QS33 & Above years    
Average Pension of those Retired in 20181,12,050    
OROP x2.571,01,515    
Monthly Arrears10,535    
1Jul to Dec 2019171,79112,32673,956
2Jan to Jun 2020171,79112,32673,956
3Jul to Dec 2020171,79112,32673,956
4Jan to Jun 2021171,79112,32673,956
5Jul to Dec 2021313,26613,80182,805
6Jan to Jun 2022343,58214,11784,701
7Total Arrears   4,63,329
      
RankLt Gen (HAG+)    
QS33 & Above years    
Average Pension of those Retired in 20181,12,200    
OROP x2.571,02,800    
Monthly Arrears9,400    
1Jul to Dec 2019171,59810,99865,988
2Jan to Jun 2020171,59810,99865,988
3Jul to Dec 2020171,59810,99865,988
4Jan to Jun 2021171,59810,99865,988
5Jul to Dec 2021312,91412,31473,884
6Jan to Jun 2022343,19612,59675,576
7Total Arrears   4,13,412


Maj Madhu Lall (Retd) a senior veteran with qualifying service (QS) of 20.50 years of his likley pension arrears w.e.f. Jul 2019. I found that his present pension of Dec 2015 x 2.57 is higher than pension arrived by average method of those majors retired in calendar year 2019. Hence such retirees do not get benefit of arrears as they continue to draw higher pension than in OROP. May be in OROP  revision w.e.f. Jul 2024, they may get higher pension. The average method of pension fixation is thus not beneficial to all. If one Major or any other ranked retiree gets lower pension by 0.50 x last reckonable emoluments for a variety of reasons then the Average pension comes down affecting all previous retirees. Please go through my analysis of pension of Majors w.e.f. Jul 2019 in your spare time as you need lot of patience to understand what I tried to convey.


Dear Maj Madhu Lall Sir,

1.      You raised a very interesting issue saying your service is 20 years and 8 months and your pension arrears are not shown in the table of pensions I made in next OROP with financial benefit from Jul 2019. Now this simple query of yours needs an elaborate explanation. For this you need to see Circular 555 of pensions in OROP w.e.f Jul 2014 to find out how did they fix pension for various ranks with varying length of Service (Qualifying Service – QS). You see the pension of Majors is shown like this in Circular 555 for fixation of pension w.e.f Jul 2014 in OROP.

 

Ser No

Qualifying Service (QS) in Years

Pension in Circular 555

(in Rs pm)

1

13.00 to 20.00

21,530

2

20.50 to 21.50

22,830

3

22 to 33 or more

23,815

 

2.      Maj SK Jain obtained information through RTI Act as to how many Majors retired with varying QS in the calendar year 2013. The data is shown below: -

 

Ser No

Qualifying Service in years

Name of Major Retired in Calendar year 2013

Pension by Last Reckonable Emoluments in Rs pm

Pension fixed in Circular 555 for Majors

1

20.50

AKP Jha

22,455

22,830

2

20.50

S Girish Kashyap

23,205

22,830

3

21 to 21.50

RK Chaudhary

22,455

22,830

4

22

Kishore Kumar

23,815

23,815

 

5

22.50

Gurcharan Singh

22,090

23,815

6

24

S Srinivas Rao

18,020

23,815

7

25.50

N Raghurami Reddy

21,530

23,815

8

33.50

GS Chauhan

22,455

23,815

 

3.      You can now deduce the following four criterion adopted in Circular 555 for fixation of pension w.e.f. Jul 2014 for any ranked retiree: -

(a)     Only One Major Retired with a QS. Find out who all retired in calendar year 2013 with a QS and what is their pension by 50% of  last reckonable emoluments (pay in pay band + grade pay + MSP). If you see Maj Kishore Kumar with QS of 22 yrs retired with pension of Rs 23,815 pm based on 50% last reckonable emoluments. There is no other major with QS of 22 years retired in calendar year 2013. Therefore, his pension of Rs 23,815 by last reckonable emoluments is to be taken as Average pension for all Pre – Jun 2014 pensioners whose pension is fixed as per OROP. In this case, all Majors retired prior to OROP with QS of 22 years or more will get pension of Rs 23,815 pm + DR.

(b)     Majors with Longer QS than Major with 22 years QS. You find there are four Majors with QS of 22.50 to 33 plus years retired in calendar year 2013  in the list obtained by Maj SK Jain. They got  lesser pension by last reckonable emolument method than Rs 23,815 pm of Maj Kishore Kumar with QS of 22 years. Thus, all the four majors with higher QS than Maj Kishore Kumar  got financial benefit by getting their pension hiked to average of Rs 23,815. See Maj S Srinivas Rao with QS of 24 years whose pension at the time of retirement is only Rs 18,020 but due to OROP it got enhanced to Rs 23,815 pm i.e hike of Rs Rs 5,795 pm (= 23815 – 18020). He gained 32% increase in pension along with three more majors. On this enhanced pension he gets DR too!

(c)     Two Or More Majors with Same QS but with Different Pensions. In case two or more Majors retired with same QS in calendar year 2013, then their average pension is to be worked out. In this case there are two majors with QS of 20.50 years retired in calendar year 2013. Maj AKP Jha with pension of Rs 22,455 pm and Maj S Girish Kashyap with pension of Rs 23,205 pm are the only two officers retired with QS of 20.50 years. The average is (22455 + 23205)/2 = Rs 22,830. In this case Maj AKP Jha whose pension by last reckonable emoluments is only Rs 22,455 (lesser than average of Rs 22,830) got enhanced to Rs 22,830 and thus he got financial of Rs 375 pm (22830-22455) benefit due to OROP. Maj S Girish Kashyap whose pension by last reckonable emoluments is Rs 23,205 will continue to get Rs 23,205 as higher pension earned cannot be reduced.


 

(d)     Pension of Higher Ranked Retiree Cannot be Less than Junior Ranked Retiree with Same Qualifying Service. See the table of pension of all those retired with QS of 20 years as under: -

Lt

Capt

Maj

Lt Col

Col TS

Col SG

Brig

MG

LG

LG(HAG+)

 

13,117

15,108

21,530

31,305

31,305

31,990

31,990

31,990

31,990

31,990

 

Note: It shows that higher ranked retiree with same QS of 20 years cannot have lesser pension than lower ranked retiree. Col SG to Lt Gen (HAG) at 20 years’ service will not get pension lesser than that of Col (TS).

4.    I, when working out the likely pensions w.e.f.Jul 2019 as per the request of many members of TSEWA in t OROP revision w.e.f.Jul 2019  took these four criterion in my calculations. Because the method of pension fixation was not commented by Hon’ble Supreme Court in their judgment delivered on 16 Mar 2022. Therefore, the Min of Def in all likelihood will adopt the same method of pension fixation as was done in 2013 with financial benefit from Jul 2014 for revision of pension w.e.f. Jul 2019.

5.    Now you see the pension of all Pre- OROP Majors with QS of 13 to 20 years is fixed at Rs 21,530 in Circular 555. As per reduction of pension by 3% per year or 1.5% per six months then pension of Major with 20.50 was fixed at Rs 22,830 by the average method I explained at para 3(c). Then pension of Major with 20 years should be reduced by 1.5% from Rs 22,830 pmi.e. Rs 22830 x 0.985 = 22,488 pm.Then, why was it fixed at Rs 21,530? It is very clear that there was one more major (nineth major) who retired with QS of 13 years with pension of Rs 21,530 (this information was not given to Maj SK Jain). Therefore, all Pre – OROP Majors with QS of 13.50 to 20 years is fixed the same pension of Rs 21,530.

6.    It therefore boils down to one simple fact: Find out who all retired with varying QS and work out their pension either by average method if two or more retirees retired with same QS or only one retired with the same QS. Then fix pension of all those who retired with higher QS but lesser pension (see the four majors with QS higher than 22 years) the same pension as that of the one who retired with QS lesser (22 years of Maj Kishore Kumar). That is, all Pre – OROP Majors with QS of 13 to 20 will get same pension of Major with 13 years QS and actually retired in calendar year 2013. There were no majors with QS of 13.50 to 20 years retired in calendar year 2013. You have to draw such conclusions with the data given to you.

7.    You may have a genuine doubt that how could a Major with 13 years QS get pension when minimum service required to earn pension is 20 years. As per the judgment of Hon’ble Supreme Court if a soldier is medically boarded out being unfit for military service (invalided) then his pension should be fixed for the length of service he might have rendered even if it is less than 20 years’ service. In this case, you can assume that there was one major with 13 years QS and invalided in calendar year 2013 with pension of Rs 21,530 pm. That is the only conclusion anyone can draw.

8.    Now come to the likely pension of Majors in OROP revision w.e.f. Jul 2019. Air Mshl SY Savur, PVSM, AVSM(Retd) got the following data by RTI route from Min of Def (ESW) of Majors retired in calendar year 2018 as shown below: -

 

Ser No

QS in Years

Dec 2015 pension x 2.57

Pension Average of those Retired in Calendar year 2018

Remarks

1

16

55,333

47,950

Pre-2019 Jun Majors with QS of 16.50 to 20.5 are likely to be fixed pension of Rs 55,333 aso Average method of pension fixation is not beneficial

2

21

58,674

47,950

All Pre – Jun 2019 Majors with QS of 21 are likely to be fixed pension of Rs 58,674 pm

3

21.50

58,674

68,550

Highest pension. Hence all Majors with QS of 22 to 33 yrs are likely to get pension fixed at Rs 68,550 pm. Thus, they are benefitted by OROP criterion adopted

4

22.50

61,205

47,950

68,550 is likely to be fixed in OROP and benefitted by this criterion

5

24.50

61,205

53.000

68,550 is likely to be fixed in OROP and benefitted by this criterion

 

9.    But I suggest you wait for the pension tables to be issued by PCDA (Pensions) Allahabad by 16 Jun 2022 and hope that my understanding is incorrect and hope you may get higher pension in OROP w.e.f. Jul 2019.

 

Warm Regards,

Brig CS Vidyasagar (Rtd)
TSEWA - 140
040-46016932

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