Clear concept for all types of pension processing through SPARSH

Indian Military Veterans

Clear concept for all types of pension processing through SPARSH 

Let us take a look at the detailed process of pension sanction and disbursement by the Indian Army SPARSH specifically to the Indian Armed Forces. After the introduction of SPARSH, the pension procedure system changed significantly. We must have a clear concept of a new system of pension sanctions, payments and relief. The entire pension process is now available online through the SPARSH portal. Step-by-step flowchart can be found here 

Also applies to retirement pensions

Release Order issued by MS Br/ Records /AFRO/Naval HQ
▪ Pension documents submitted to ORO /Records/service HQ. 
▪ ORO/ Records upload on SPARSH Portal 
▪ PCDA(O)/ PAO(OR) scrutinizes the documents and initiates online LPC. 
▪ PCDA(O)/ PAO(OR) also creates SPARSH id and Password which is sent to the prospective Retiree. 

▪ The Retiree is prompted to create his own id and logs-in to examine personal details. 
▪ The Retiree verifies his details – Pensioner Data Verification (PDV). 
▪ The Pension Sanctioning Authority (PSA) , PCDA(P) examines and generates PPO. 
▪ The pension including disability element and other entitlements – Gallantry Award Allowance, Gratuity, Commutation and Ex-gratia are credited to the pensioner’s account. 
▪ Pension a/c should always be a joint account (Pensioner – Primary Account Holder) with spouse and Nominee be declared. 

Applicable to family pension – Death while wearing a harness (while on duty) 

This type of pension is processed through his SPARSH and the procedure is the same as above.

Documents signed by the eligible claimant. Units provide all assistance. Documents processed expeditiously at all levels. 
▪ OFP commences initially till SFP/LFP adjudicated, wherever applicable. 
▪ Entitled ex-gratia, gallantry award money also endorsed in the PPO. 

Applicable to family pension in case of death after retirement – ​​Sparsh pensioner

Visit SPARSH website: https://sparsh.defencepension.gov.in/ 
• Go to “Services” 
• Under ‘For Family Report Event’, Click on “Death” 
• Personal details of deceased pensioner: 
• Service (Army) 
• Unique Identifier (Select any of the options- Bank Acct/Personal No/SPARSH PPO No/Regt No 
• Fill the as per the selected Unique Identifier 
• Name of the Pensioner 

Family pension PDA for death after retirement is CPPC/DPDO (payments not yet transferred to SPARSH) 

If the pension has not yet been transferred to SPARSH, CPPC Bank  will process the family pension documents if the details of the NOK/family pensioner are mentioned in his PPO. To amend the document, you must contact ZSB. The flowchart is below:-

SPOUSE – Spouse name already notified in PPO. 
▪ Beneficiary applies to PDA-Bank/DPDO with death certificate; submits live certificate and an undertaking. 
▪ Spouse gets OFP (60% of ESM pension) or Enhanced rate as applicable. 
▪ In case name not endorsed in PPO, complete family pension claim documents be processed. 

Family pension Applicable to Handicapped Child

▪ Name should be endorsed in the PPO. 
▪ Pension commences as per above procedure. 
▪ Legal Guardian will operate an account in case of a special child. Legal Guardian also needs notification. 

Family pension for dependent relatives (sons under 25 years old, unmarried/divorced/widowed daughters)

Eligible claimant only should apply for pension 
▪ Submit  required documents to concerned Records/ MP5, through Zila Sainik Board 
▪ Once meeting all eligible conditions of dependency during the lifetime of either parents or income criteria, PPO will be issued through SPARSH
▪ Rest of the procedure is the same as a family pension to a spouse.