Some Attractive Post Office Savings Bank Schemes with High Interest from July 2025
Indian Military Veterans
Some Attractive Post Office Savings Bank Schemes with High Interest from July 2025
The India Post Office Savings Bank offers a variety of safe, government-backed savings schemes that cater to every age group and income level. These schemes offer fixed returns, tax benefits, and guaranteed maturity, making them an ideal choice for risk-averse investors.
The updated interest rates and maturity values for Q2 FY 2025-26 (from 01.07.2025 to 30.09.2025) are now officially announced. Here’s a comprehensive overview.
🔶 Interest Rates & Scheme Tenure (w.e.f. 01 July 2025)
Scheme Name
Abbreviation
Interest Rate
Tenure
Senior Citizen Savings Scheme
SCSS
8.2%
5 Years
Sukanya Samriddhi Yojana Account
SSA
8.2%
21 Years
National Savings Certificate
NSC
7.7%
5 Years
Kisan Vikas Patra
KVP
7.5%
9 Years 7 Months
5-Year Time Deposit
5 TD
7.5%
5 Years
Monthly Income Scheme
MIS
7.4%
5 Years
Public Provident Fund
PPF
7.1%
15 Years
3-Year Time Deposit
3 TD
7.1%
3 Years
2-Year Time Deposit
2 TD
7.0%
2 Years
1-Year Time Deposit
1 TD
6.9%
1 Year
Recurring Deposit
RD
6.7%
5 Years
Savings Account
SB
4.0%
No Lock-in
🧮 Maturity Values (For Investment of ₹1,00,000 or ₹1,000 per month where applicable)
🔹 Time Deposit Schemes
Scheme
Principal
Interest Earned
Maturity Value
1 TD
₹1,00,000
₹7,080.60
₹1,07,081
2 TD
₹1,00,000
₹7,185.90 × 2
₹1,14,372
3 TD
₹1,00,000
₹7,291.29 × 3
₹1,21,873
5 TD
₹1,00,000
₹7,713.59 × 5
₹1,38,568
🔹 Monthly Schemes
Scheme
Deposit Type
Maturity Value
MIS
₹1,00,000
₹1,37,000
MIS + RD
₹1,00,000
₹1,43,953
🔹 Senior & Girl Child Savings Schemes
Scheme
Principal
Interest
Maturity Value
SCSS
₹1,00,000
₹2,050 × 20 quarters
₹1,41,000
SCSS + RD
₹1,00,000
₹48,728.76
₹1,48,729
SSA
₹1,000 × 12 × 15 years = ₹1,80,000
₹3,74,612
₹5,54,612
🔹 Recurring Deposit (RD)
Period
Monthly Deposit
Maturity Value
5 Years
₹100 × 60 months
₹7,136.58
6 Years
Extension
₹8,871.09
7 Years
Extension
₹10,724.75
8 Years
Extension
₹12,705.77
9 Years
Extension
₹14,822.89
10 Years
Extension
₹17,085.46
🔹 Long-Term Schemes
Scheme
Principal
Interest
Maturity Value
NSC
₹1,00,000
₹44,903.41 (at maturity)
₹1,44,903
KVP
₹1,00,000
Doubles automatically
₹2,00,000
PPF
₹1,000/month × 15 years = ₹1,80,000
₹1,35,572
₹3,15,572
🌐 Online Access & Internet Banking
India Post now provides secure and convenient Internet Banking for POSB account holders.
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Indian Military Veterans Viewers, ..
Each of you is part of the Indian Military Veterans message.
We kindly request you to make healthy use of this section which welcomes the freedom of expression of the readers.
Note:
1. The comments posted here are the readers' own comments. Veterans news is not responsible for this in any way.
2. The Academic Committee has the full right to reject, reduce or censor opinion.
3. Personal attacks, rude words, comments that are not relevant to the work will be removed
4. We kindly ask you to post a comment using their name and the correct email address.
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