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Thursday, 12 April 2018

VARIOUS TYPE OF FAMILY PENSIONS

Dear Sir,

Many ESMs and Family Pensioners keep asking me the difference of various type of family pensions and how much the wife of deceased soldier. I feel it is better to give with illustrations so that it is easy to understand.

The difference of various type of family pensions are given below:

Let us take the pay of say Havildar is Rs 36,000 per month. With this let us understand how his wife will get various type of pensions.

Enhanced Rate of Ordinary Family Pension

Death in Service which is not Attributable or Aggravated by Military Service

Or

When the husband dies as an Ex-Serviceman or

Assume husband dies while in service on 15 Mar 2018 and death is Not Aggravated Nor Attributed to Military Service. If husband’s age is say 40 years then pension to wife is same as pension if the husband is alive for a period of 7 years (15 Mar 2018 + 7 = 14 Mar 2025) i.e. 50% of Last Pay Drawn i.e. Rs 0.50 x 36000 =

Rs 18000 + Dearness Relief

 

 

If age of husband as an Ex-Serviceman is 62 years and death is on 15 Mar 2018 then Enhanced Rate of Ordinary Family Pension is restricted to 67 years of age i.e. five years or 14 Mar 2018 + 5 years = 14 Mar 2023.Amount of Pension isRs 18,000 + Dearness Relief

Ordinary Family Pension (OFP)

If Ex-Servicemen dies at the age of 67 or more

60 % of what her husband would have drawn had he been alive. Rs 0.60 x 18000 = Rs 10,800 pm + Dearness Relief

Special Family Pension (SFP)

When a serving solider dies and his death is attributed or Aggravated by Military Service. Parents areNOTdependent upon the soldier.

The widow is permitted to remarry

The widow gets 60% of Last Pay drawn.

If Last Drawn Pay is Rs 36,000 then widow will get Rs 0.60 x 36000 = Rs 21,600 + Dearness Relief

 

When a serving solider dies and his death is attributed or Aggravated by Military Service. Parents are dependent upon the soldier with income from all sources is less than Rs 9,000 + Dearness per month.

The widow is permitted to remarry

In case the in-laws are dependent upon the soldier then Branch Recruitment Officer adjudicates division of Special Family Pension between Widow and in – laws. Maximum amount given to in-laws is 50%. In that case the widow will get Rs 0.50 x 21600 = Rs 10800 + Dearness Relief per month. In-laws also will get Rs 10,800 + Dearness Relief pm.

On death of both in-laws the widow will get 100% of pension.

The income from all sources of income of in-laws should be less than Rs 9000+ Dearness Relief per month.

Liberalised Family Pension (LFP)

When a soldier dies in war or war like operations, the widow is awarded.

The widow is permitted to remarry

If in – laws are NOTdependent upon the soldier

The LFP is 100% of Last Pay Drawn.

If Last Pay Drawn is Rs 36000 then the widow gets pension of Rs 36,000 + Dearness Relief per month

 

If in-laws are dependent upon the soldier and the income from all sources is less than Rs 9,000 + Dearness Relief per month

In case the in-laws are dependent upon the soldier then Branch Recruitment Officer adjudicates division of LIberalised Family Pension between Widow and in – laws. Maximum amount given to in-laws is 50%. In that case the widow will get Rs 0.50 x 36000 = Rs 18,000 + Dearness Relief per month. In-laws also will get Rs 18,000 + Dearness Relief pm.

On death of both in-laws the widow will get 100% of pension.

The income from all sources of income of in-laws should be less than Rs 9000+ Dearness Relief per month.

 

Warm Regards.

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