AIR FORCE VETERANS Demise : Take Actions ?!?

, by indianmilitaryveterans

Demise : Take Actions ?!?
In case of the death of an Air Veteran, the following actions are required to be taken :

Inform the Adjutant (Adjt) of the nearest Air Force Station (AFS) (Within Municipal limits), will help with the funeral arrangements. The Next-of-Kin (NOK) will be eligible for a grant of INR 7.5 K for the Dignified Last Rites. 

The claim needs to be made to the nearest AFS with

(a) A written Application by the NOK

(b) A copy each of the Death Certificate (DC) / Pension Payment Order (PPO) / Canteen Stores Department (CSD) Card duly attested by a Gazetted Officer /Sarpanch of the Village Panchayat. 

(c) For assistance, Adjt / Station Warrant Officer (SWO) / Sadbhavana Cell of the nearest AFS may be contacted. 

Obtain two ink signed copies of Medical Certificate specifying the cause of death from the Hospital or the authorized Medical Practitioner - One for Authority at the Cremation/Burial Ground who issues Cremation/Burial Certificate while the other for Registrar of Deaths and Births who issues Death Certificates. 

Listed below are the addresses where the NOK must share the information (By Hand / Speed or Regd Post / Courier)

(a) Secretary, IAF Benevolent Association (IAFBA), AFGIS Building, Subroto Park, New Delhi - 10 (Enclose Original copy of DC) 

(b) Secy, AFGIS, AFGIS Building, Subroto Park, New Delhi - 10 (Enclose Original copies of DC, Post Retirement Insurance Coverage - PRIC and Nomination Form) 

(c) Secy, AFWWA, Santushti Shopping Complex - NWC, Opp Hotel Ashok Samrat, Race Course, New Delhi - 03 (Enclose Original copies of DC / AFWWA Membership Card, only if life Member )

(d) Dte of Air Veterans (DAV), Air HQ (SP), I Floor,  SMC Building, Subroto Park, New Delhi - 10 (Enclose Original copy of DC) 

(e) Secy of the Air Force Association (AFA) (your nearest Branch) or the AFA Head Office (Enclose Original copy of DC).  Life Membership No. is mandatory to claim the AFA Grant.

Send the Documents separately to each of the above addresses as applicable. 

A close relative should apply for issue of the DC within 15 days of the death of the Pensioner. Obtain at least 20 ink signed and equal number of Photostat copies duly attested by a Class I Officer. 

Write to the Pension Paying Bank (Pension Disbursing Authy - PDA), intimating them of the demise of the Pensioner, asking them to discontinue the Pension of the Pensioner and start payment of the Family Pension to the Spouse / NOK (Give name). 

Enclose ink signed DC and copy of the PPO with a Joint Photo of the Pensioner and Spouse / or NOK.  Also state PPO and pension SB A/C Nos. 

If the Pension A/C is a Joint A/C or the Spouse is a Nominee in it, then it is simpler to operate the same A/C for Family Pension. Otherwise a fresh SB A/C is to be opened in the same Bank.

The NOK is eligible for a Death Relief Grant, in one lump sum, from The Secy, Rajya Sainik Board, provided the Pensioner was registered as a Veteran with the Board. Pl apply with copies of the PPO / DC attested by a Gazetted Officer. 

Pl appear in person, deposit the Identity Card issued by the Zila Sainik Board (ZSB) of the District of residence and register yourself as the NOK of the Veteran with three stamp size photos and obtain an ID Card. 

The NOK is eligible for the Family Pension from the GOI. Pl intimate by a letter about the death of the Pensioner to the Bank from where he was drawing his pension with a copy of the original DC. PPO will be available with the bank and it would come handy, if you carry. The Bank may further advise about the Docs that would be required by them.

Pl visit your bank at the earliest.  Write separately to the Pension Sanctioning Authority, to Principal Controller of Defence Accounts (Pensions) - PCDA (P) to start Family Pension, on demise of the Pensioner and enclose ink signed copy of DC to PCDA (P), Draupadi Ghat, Allahabad - 14.   

E Mail : 

Contact No. 0532 - 2421878 / 879 / 880 

The NOK is entitled to a rehabilitation grant from the IAFBA under the Family Assistance Scheme (FAS). Pl intimate the death of the Pensioner thro' an application along with the original DC to the Secy, IAFBA.

(a) FAS 97: Applicable for those who were retired prior to 31 Mar 97 and died after 01 Apr 97. Death after retirement of Veteran who has served atleast 20 yrs.  Remark .... For 08 Yrs 

(b) FAS 09 : Applicable for those who were in service on 01 Apr 09 and died after that date. Death after retirement of Veteran who has served atleast 10 yrs. Officers Airmen NC(E) Remark ... For 08 Yrs  

An Ex-Gratia of Rs. 4,000 will be paid by the concerned Branch of AFA for Air Force Association (AFA) members only. A copy of the AFA Membership Card and DC is to be submitted to concerned branch. 

Ex-Servicemen Contributory Health Scheme (ECHS). The NOK are eligible to join ECHS if not covered already. ECHS form is available in the internet.  For further assistance call ECHS at Toll Free No 1800114115. 

If your spouse had taken a PRIC policy, you are eligible for a PRIC claim. Forward the following docs to Secy AFGIS, AFGIS Building, Subroto Park, New Delhi -10

(a) A copy of DC attested by a I Class Gazetted officer 
(b) Post Retirement Insurance Memorandum issued by the AFGIS in original and the approved copy of nomination
(c) A photo of the beneficiary, duly attested by Magistrate / Stn Cdr of the nearest AF Unit / Secy, ZSB, President / Secy AFA of respective Branch is to be affixed in the place provided for in the claim form “AFGIS - 222” (Available from AFGIS). The bank confirmation proforma (AFGIS - 229 on the reverse of AFGIS - 222) is to be attested by the Bank Manager. 
In case the NOK is not sure of these actions, send the info with necessary papers to the AFA Branch/HO, the needful will be done. 

Pl write to, for any additional information.

Jai Hind
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, by indianmilitaryveterans

Commissioned Officers’ Cadre:
(a) Two Officers per Battalion to be reduced. Overall reduction of approx 4500 officers.

(b) Direct Entry/ IMA Entry of Officers to be stopped. NDA entry to provide Regular Officers.

(c) Short Service / OTA entry to be increased. Only 25% to be subsequently given Permanent Commission.

(d) Promotability from Lt Col to Col to be increased from current 35-38% to about 55-60%.

(e) Promotability from Col to Brig to be reduced from current 35-38% to about 25-30%.

(f) Brigadiers to be automatically promoted to Maj Gen after 2-3 yrs. Both ranks of Brigs & Maj Gens to be placed in same Pay Level 14.

(g) Brigs Ranks to be worn while commanding Bdes, serving in Tri-Services Orgs & on Deputation postings & foreign assignments.

(h) Time Scale (TS) Col for Non Empanelled (NE) Lt Cols in 23 yrs & TS Brig for NE Cols one year before their retirement.

(j) Staff Stream to start from Col onwards.

(k) About 20% Reduction of Offrs in Delhi, including four ADGs. Only Cols & above to be posted to Army HQ in Delhi.

(l) Most of Sub Area HQ to be abolished & responsibilities transferred to Corps HQ..

JCOs & Soldiers Cadre:

(a) 3rd Cadre Restructuring of JCOs/OR already approved by Government. Additional vacancies for JCOs & NCOs sanctioned by Govt to be absorbed over 5 yrs, starting with 2018.

(b) About 15-20 soldiers per unit to be reduced. Overall reduction of about one lakh in the standing strength.

(c) Recruitment Training period not to be counted as Service for promotions/pensions.

(d) Almost every Soldier to get promoted to Naik in about 14 yrs of physical service.

(e) Those unwilling for promotions/ failing in promotion cadres not be given MACP.

(f) Those getting re-employed in DSC not to be given second pension.
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NET - Study Materials

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NET - Study Materials

UGC - NET Exam Tamil Unit 4 Study Material - Siragukal - Download here

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EPFO members may get an option to draw pension after 60

, by indianmilitaryveterans

According to the EPFO, raising the age limit will cut the pension fund’s deficit by Rs 30,000 crore and will increase benefits to members since they would have two additional years of service.
The Employees’ Provident Fund Organisation (EPFO) may soon give members an option to start drawing their pension once they turn 60 instead of 58 currently.

The proposal to increase the superannuation age for drawing pension under the scheme is expected to help a beneficiary grow his/her pension kitty, while also aiding the pension fund in reducing its deficit. The EPFO could also offer incentives, such as additional bonus, to those who agree to draw their pension at 60.

EPFO is of the view that the pensionable age should be aligned to the government pension scheme and the National Pension System, where the superannuation age is 60 years.

A senior government official told ET that the proposal will be presented to the EPFO’s Central Board of Trustees at the next meeting, expected in November.

“Once approved by CBT, the proposal will be sent by the labour ministry for Cabinet approval,” the official said on condition of anonymity.

According to the EPFO, raising the age limit will cut the pension fund’s deficit by Rs 30,000 crore and will increase benefits to members since they would have two additional years of service.

As per the Employees’ Pension Scheme, 1995, an employer contributes 8.33% of an employee’s salary to pension, with a ceiling on pensionable salary at Rs 15,000.

“We are in support of the proposal. In fact, it should have been done long back as this will benefit pensioners with significant increase in their pensionable amount by extending the tenure for two years,” said Vrijesh Upadhyay, general secretary of the Bharatiya Mazdoor Sangh.
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Tax cuts for the rich is necessary for growth is a mantra that needs to be questioned: Nobel laureate Abhijit Banerjee

Banerjee speaks on tax cuts for the rich, AI and the future of jobs, bad politics, and many other things

Economic Nobel laureate Abhijit Banerjee spoke to ET during his trip to Delhi where he is for the launch of his and his co-Nobel-winning partner Esther Duflo’s latest book, Good Economics for Hard Times. In a kind of ‘randomised control interview with Bodhisatva Ganguli, TK Arun, Indrajit Hazra and Urmi Goswami, Banerjee spoke, lubricated by a cup of hot water, on the job of the economic media, tax cuts for the rich, AI and the future of jobs, bad politics, government’s role in the economy, disgruntled white America and the efficacy of government scehemes. Excerpts from the interview:

Your book essentially sums up the difficulty in developmental economics. Why is it so difficult for a dialogue to be created with the people as to what the economists say is to be done?
Well, you guys should do it -- take the [economic] evidence more seriously. The media basically happily parrots the ‘common sense’ of not throwing sops to the poor – I hate that word ‘sop’ – and that we need tax cuts for the rich for them to do anything. We seem to have taken this as a mantra for growth. The media doesn’t question. People in authority say these things – how something like the recent corporate tax cut is good for the economy as a whole – and the economic media, absolutely to the man, was endorsing this. There’s no basis whatsoever [for such a belief]. It’s less my responsibility than yours. You should ask the question, whether in an economy that seems to be in a real demand shortage, a tax cut generates investment, or whether people just sit on their cash…

But what about investments moving from China and going to economies like Vietnam and Bangladesh, where the corporate tax rates are very, very low, making them competitive and attractive as investment destinations?
The causality is very, very subjective. I think it’s better to compare this with the states of the US. Different states have different corporate tax rates. Have they grown faster? No. That’s a much more comparable experiment. They all have state taxes. They can all cut state taxes. You see no particular effect of particular state tax cuts for businesses or investment. I think there is no reason to put so much faith in one such position. Sure, Bangladesh has low taxes. Bangladesh also happens to not have size restrictions on textile firms like we did, neither did Vietnam. We were very late in removing size restrictions on textile firms, and by that time a lot of the consequences of the end of the multi-fibre agreement, the movement of trade away from China, all of that started happening. Bangladesh expanded very quickly. But we were in no position to do it. We were still dealing with the consequences of having tiny, tiny, tiny firms because of size restrictions. Our book reviews this evidence and finds there’s no reason to believe lowering corporate taxes alone to cause investment boosts. That’s not to say that it’s necessarily false. It just doesn’t seem so compelling. Given the amount of money that’s being given away right now, given the state of the fisc, it’s not clear to me that it wouldn’t have been better to give the same amount of money to poor people.

But growth has globally been an engine to alleviate poverty.
Think of how much of all growth went to the poor, the fraction of poor went from something like 45% to something like 17%, while a very small fraction of our total GDP growth went to them. The poor, the very very poor, relative to the rest of the economy, they have a very small proportion of the GDP to start with. If we increase that proportional GDP by 2%, you already get a lot of people crossing the poverty line. The lesson from India is very much that -- this is a time when inequality completely exploded. Still, quality went up.

How do you do that?
First, I think, there was a demand boom, especially coming from the middle-classes. Real estate was a very effective channel of transferring income to the poor, because there is more work in the real estate. And land was another place where a lot of land of the farmers became valuable. So, a lot of money got transferred through the real estate mechanism. A bunch of government transfer programmes worked as well. I think NREGA worked, probably Ujjwala worked. There’s a bunch which made substantial transfers. NREGA there’s lots of evidence that there was quite a large measurable difference to the earnings of people. NREGA was financed by the fact that the economy was growing and the government could afford to spend, whatever, 1% of GDP…

Less than that. Do you think Ujjwala also worked?
Hard to know, as the evidence on Ujjwala is less easy to interpret than, say, NREGA. The advantage of NREGA was that it was phased in, so you could compare it with places that got it early with places that got it late. Ujjwala was not phased in. So, it’s harder to know... but there’s some claims that it also worked. It’s a very clear transfer, a bunch of people got it.

The way poverty has come down in the world by sheer growth, rather than by any economic policy from government. China is an example.
I don’t think that’s true. Take China. The biggest [poverty] reduction in China happened in just one year when they basically – controlled agricultural prices and they let it go up. That had a huge effect on poverty, on measured poverty. There’s a nice paper by Martin Ravallion and Shaohua Chen showing poverty going down slowly and then jumping down when (agricultural) prices are raised. I agree, for a large part of it, governments have done very little. That doesn’t prove that they could not do anything. I think when they have done something, like raised the prices, those have large consequences. NREGA likewise did something with large consequences. In general, we’re scared of governments doing nothing, and therefore… But everybody’s feeding the ideology that governments can’t do anything and all you have to do is let the private sector do it. I don’t know whether the evidence is easy to interpret given that we have already killed that goose.

There’s the additional problem of urban centres that prevent the terms of trade from going to rural areas.
Yes, as is happening now, for the last many years, trade moving away from rural areas. One of the reasons for a demand shortage is the terms of trade have gone down some 20% in rural areas.

Your book is very Dickensian, in that you talk about new technology effecting labour in a profound way as it did in the Industrial Revolution. You are quite skeptical about reallocation of jobs in an AI world. We’ve seen this before such as in the 1980s during computerisation. What makes the prospect this time grimmer?
Computers, for a long time, were doing realy very little to displace more manual work. But the BPOs, I have friends in the BPO industry, and they are scared. Medical transition can be now be done by robots. And that’s the kind of thing that will suddenly hit low-skilled people. Computers if anything were hitting, if anything, high-skilled people, number crunchers etc. Secretaries in the US are being displaced.

Doesn’t the evidence suggest that the total output will expand in the medium term and eventually new economies will be created? Buggies being replaced by cars in the past, those examples?
Maybe, maybe. There’s a sense in which the question is more: what will replace what? The history of the last 40 years now has been basically the middle-class jobs, so I think that will continue. I’m not saying that there will be very little employment. People will have to do something. The question is whether they will have the same quality of jobs, whether inequality will add levels that we have never imagined, and most people will be very poor.
The first thing to do is to undermine this sense that the rich are crucial [to the economy]. By the way, I’m not arguing for the nationalizing of private industry. I’m just saying that there are economies in which 45% of GDP is in the government sector and economies where 20% are. It’s not clear to me that there is clear evidence that, say, Denmark is not growing because taxes are too high. Most of Europe has taxes in the 40s, tax-to-GDP ratio is most of western Europe is almost 40% or above – 44, 46, 47 but the US has 29 or something. You can never settle this argument except by something like, ‘Europe is different because they are European’.

There’s no doubt that capitalism as practiced in the US is considerably more ‘cruel’ than in Europe.
But there’s no particular difference in growth sets. Productivity growth in the US…

But Europe doesn’t have a Silicon Valley.
But Silicon Valley has contributed very little to productivity. In fact, one of the chapters in our book details the fact that the productivity growth in the US after 1980 is not unlike in 1990 or 1995, except five years in between, productivity growth has always been at the level it was from 1975 to 1995. Productivity doesn’t change, at all.

But we’ve failed to capture the value of being able to search on Google. It’s not something one has put a value to.
Maybe. But I think people have tried to do it. We also have a long discussion about that [in the book]. I would say after doing that, maybe you can capture another 10 to 20% more increase in the long view, but not much. Productivity levels are nowhere near the productivity growth rates of 1945 to 1950s.

But European policymakers would give an arm and a leg to have their own Silicon Valley, or to create their own Facebooks and Amazons.
Maybe, maybe. But it’s not clear to me that they’re right in that. I think they don’t realise that there’s a causal connection possibly between the ‘cruelty of US capitalism’ and Donald Trump. Then they think what they really want.

You talk in your book of what economists would say, of say, whether Germany did the right thing in accepting 1 million refugees. Most professional economists would say that the German economy benefited over the medium and long term, whereas the public might be more skeptical. Similarly, whether NAFTA was a good thing or a bad thing. Why do you think this divergence exists and what can be done about it?
Sometimes economists are right, and sometimes economists are wrong. About immigration, all the evidence suggests that the economists are right. On trade, it suggests that all economists are wrong. Economists also need to be right but I don’t want the public to necessarily always agree with them when they’re wrong. But mostly the issue is that economists also don’t – in some sense, they don’t speak up. We have a lengthy view in the book that (free) trade is actually hurting a lot of people. So, I’m not sure that economists as a community are willing to take the weight of their evidence seriously. They seem to want to hold on to their shibboleths rather than engage with evidence.

It’s the nature of the political discourse that prevents poverty alleviation. What are the other factors, like identity politics, that holds back poverty alleviation?
We devote a whole chapter in the book on this. Partly, identity politics is a result of economic failure. So, when white people in the US feeling that their life experiences are very much like the black underclass, which is what’s happened, they feel even more racist. Because they feel they have to hold on to their superiority somehow. So, their racism is exacerbated by their economic decline.

Like the demand by Jats for reservations here.
Exactly. They have exactly that sense of insecurity. So, I’m not sure that these are unrelated. As an economist, the fact that poverty hasn’t been tackled as much as it has is a result of bad economics, which we should be shouting from the rooftops, that easily we can do more for the poor. I don’t know how permanent the sense of lost capital is. These [white] were the same communities that were proudly Democrat. Other communities are actually doing better. If you look at mortality. Every other mortality rate except that of white Americans is falling. Life expectancy is falling sharply among white Americans. So, it is specifically a white phenomenon which wasn’t noticed 15 years ago. Maybe it was there then, but these ‘despair deaths’ are very much the story of the last ten years.

One of the problems in India is the unaccounted shadow economy, real estate being a prime conduit or destination for that. And that hamstrings the government’s revenue collecting capacity, which in turn hamstrings the government’s ability to do things. And then there is the leakage. Given that, how do you look at plugging these holes?
Measured taxes (collection) have been going up along with measured GDP. Much improvement has happened. The government has increasingly been able to triangulate data. So I think there are instruments that the government already have that can be used to plug holes. I don’t think it’s so dire as you described it. Most economies have a fair amount of tax evasion, depending on how their data systems are. But I think our data systems are improved and the government is triangulating. It is looking at where your house is and if you’re paying $2 tax for a $1 million house, then they are coming after you. There is a lot of information around and is easier and easier to get hold of. I had a student who was studying Indian wealth by using data from real estate websites. They will tell you how much you’re selling a house for in this neighbourhood. There are circle rates, and circle rates are being moved now and being updated all the time. So, the political will to go after who are not paying taxes is there. One thing this government has taken more seriously is going after the tax-cheaters, something that I absolutely agree on.

And on the leakage side?
But if you take NREGA, one thing you can do is see the NSS figures of how much people report they are getting and look at the NREGA expenditure and match them up. In 2007-08, 50% went to the people, now it’s about 80-90%. So, the leakage has been plugged quite effectively. Improvement is not out of our reach, This hasn’t happened in 50 years, but in five years.

In your book where you talk about rising inequality, you talk about the example of sports salary caps in the NBA etc. On a less serious note, will you be taking up the invitation of the Kolkata football club, Mohun Bagan, offering you a lifetime club membership after you’re Nobel win?
I would. But I’m not a Mohun Bagan supporter. [Laughs] But maybe I will take up the offer.

You spoke about NREGA. How has NREGA done under the current government in the last five years? This government also has many welfare schemes like toilets, affordable housing etc. How do you think they have fared?
I don’t know. I do think, overall, you can say the glass is half-empty, half-full.
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Payment of Gratuity to the Central Government Employees who resigned from service after completion of 5 years service

, by indianmilitaryveterans



October 16 2019

The Secretary
Department of Pension & Pensioners Welfare
3rd Floor, Loknayak Bhawan,
Khan Market
New Delhi – 110003

Subject : Payment of Gratuity to the Central Government Employees who resigned from service after completion of 5 years service.


At present under the CCS (Pension) Rules, 1972 Gratuity is applicable only while on retirement / death of the Central Government Employee. Gratuity is not paid to the employees who resigns from service after completion of 5 years service. However, under the Section 4 of the Payment of Gratuity Act 1972, Gratuity shall be payable to an employee who are rendered continuous service for not less than 5 years on resignation also. This benefit is not being extended to the Central Government Employees which is a discrimination.

In view of the above it is requested that the Department of Pension and Pensioners Welfare may please consider this matter dispassionately and arrange to issue instructions extending the benefit of Gratuity to those Central Government Employees who resigns from service after 5 years continuous service at par with the provisions of the Payment of Gratuity Act 1972.

Thanking you,

Yours faithfully,

Shiva Gopal Mishra

Source : Confederation

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Payment of revised DA to Armed Forces Officers and PBOR

, by indianmilitaryveterans

Payment of Dearness Allowance to Armed Forces Officers and Personnel Below Officer Rank including NCs(E) — Revised rates effective from 01.07.2019

Government of India
Ministry of Defence

New Delhi, the 21st, October, 2019

The Chief of the Army Staff
The Chief of the Air Staff
The Chief of Naval Staff

Subject: Payment of Dearness Allowance to Armed Forces Officers and Personnel Below Officer Rank including NCs(E) — Revised rates effective from 01.07.2019.


I am directed to refer to this Ministry letter No.1(2)/ 2004/D (Pay/Services) dated 11th March, 2019, on the subject cited above and to say that the President is pleased to decide that the Dearness Allowance payable to Armed Forces Officers and Personnel Below Officer Rank, including Non-Combatants (Enrolled), shall be enhanced from the existing rate of 12% to with effect from 01.07. 2019.

Click to Calculate DA Arrears

2.The term ‘basic pay’ in the revised pay structure means the pay drawn in the prescribed Level in the Pay Matrix as pct’ 7th CPC recommendations accepted by the Government, but does not include any other type of pay like special pay, etc.

3.The Dearness Allowance will continue to be a distinct element of remuneration and will not be treated as pay within the ambit of Pay rules of Defence Force Personnel.

4.The payment on account of Dearness involving fractions of 50 paise and above may be rounded to the next higher rupee and the fractions of less than 50 paise may be ignored.

5.This letter issues with the concurrence of Finance Division of this Ministry vide their Dy. No. 211/AG/PA dated 17.10.2019 based on Ministry of Finance (Department of Expenditure) O.M. NO. 1/3/2019-E-II(B), dated 14th October, 2019.[ Click to Read this O.M]

Yours faithfully,
(A.K. Tewari)
Deputy Secretary

View the MoD Order Copy

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DA From July 2019 – Finance Ministry Orders Issued For 5% Increase

, by indianmilitaryveterans

DA from July 2019 for Central Government employees – Finance Ministry Orders for increase in DA from 12% to 17%

No. 1/3/2019-E- II (B)

Government of India

Ministry of Finance

Department of Expenditure


North Block, New Delhi
Dated the 14th October, 2019.


Subject: Grant of Dearness Allowance to Central Government employees- Revised Rates effective from 1.7.2019.

Oct 5, 2019

The undersigned is directed to refer to this Ministry’s Office Memorandum No, 1.11/2019-E II (B) dated 27th February, 2019 on the subject mentioned above and to say that the President is pleased to decide that the Dearness Allowance payable to Central Government employees shall be enhanced from the existing rate of 12% to 17% of the basic pay with effect from 1st July, 2019.

2. The term ‘basic pay’ in the revised pay structure means the pay drawn in the prescribed Level in the Pay Matrix as per 7th CPC recommendations accepted by the Government, but does not include any other type of pay like special pay, etc.

3. The Dearness Allowance will continue to be a distinct element of remuneration and will not be treated as pay within the ambit of FR 9(21).

4. The payment on account of Dearness Allowance involving fractions of 50 paise and above may be rounded to the next higher rupee and the fractions of less than 50 paise may be ignored.

5. These orders shall also apply to the civilian employees paid from the Defence Services Estimates and the expenditure will be chargeable to the relevant head of the Defence Services Estimates. In respect of Armed Forces personnel and Railway employees, separate orders will be issued by the Ministry of Defence and Ministry of ( Railways, respectively.

6. In so far as the employees working in the Indian Audit and Accounts Department are concerned, these orders are issued with the concurrence of the Comptroller and Auditor General of India.

(Nirmala Dev)

Deputy Secretary to the Government of India

Read / Download DA from July 2019 – Finance Ministry Orders issued for 5% increase

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Oped for Times of India | No need to vilify OROP or disability pensions: Problem of burgeoning military pension bill has practical solution

, by indianmilitaryveterans

 My oped for the Times of India:

Burgeoning Military Pension Bill- the need for practical solutions

There is a need for ingenious solutions rather than vilification of concepts like OROP or Disability Pension

Major Navdeep Singh

Defence spending is again in news, and with it the common censure of the allocation being consumed mostly by pay and pensions. While we may choose to weigh in with emotional calls of soldierly pride and sacrifice et al, dispassionately seen the hazard the pay and pension bill poses is not easy to ignore. But then the solution does not lie in a maladroit approach of demonising concepts such as ‘One Rank One Pension’ (OROP) or disability benefits.

The heavy bill and its ascension with every pay commission is indeed a cause of worry. Though the defence services have been trying to shed some of their manpower, it is unlikely that this modest curtailment would result in significant savings.

So what is the solution?

The straight response would be to drastically expand the concept of Short Service Commission (SSC), making it more attractive and less exploitative, and also introduce a Short Service Engagement scheme at jawan level with contributory pension, while concomitantly reducing the permanent staff under the existing defined pension (OROP) system. This arrangement can result in maintenance of military strength at the current levels but greatly reduce the pension bill.

Currently, officers are being offered SSC of 10 to 14 years after which they are compulsorily released without any pension, except those who opt (and are selected) for permanent commission. Previously, officers were allowed to exit after 5 years. Needless to state, the current structure leaves them at crossroads without pension or guaranteed employment almost in middle age with peak family commitments. The way out of the quagmire is simple. Such SSC officers must be made members of a contributory pension scheme under the National Pension System (NPS) as is now applicable to civilian employees. Officers under the Short Service Appointment scheme of Indian Coast Guard are already members of NPS, denying the same to their military counterparts is anyway incongruous. There is also a requirement to protect their status or seniority if they opt for civil government employment after release. Similarly, there is a need to introduce a Short Service Engagement scheme for recruitment at lower ranks- individuals who will serve for 10 years and then released with NPS benefits and “ex-serviceman status”. Obviously, these Short Service schemes would be voluntary and concurrent to regular entries which shall continue to be on OROP dispensation. However, gradually the number of the former may be amplified and the latter reduced.

The establishment would have to find ingenious, albeit practical and non-exploitative ways, to reduce the bill, and demonising OROP or disability pensions is not one of them. OROP is mandated by the Cabinet and was promised by successive governments to cater to the massively curtailed tenure of defence personnel who start retiring in their 30s. There is no going back on it. The way out is to reduce future OROP beneficiaries by rationalising permanent staff.

Similarly, the recent furore over disability pensions was unpleasant. Frequent transfers, regimented lifestyle, curtailment of freedoms and inability to cater to domestic commitments result in aggravation of common medical conditions in soldiers, a reality all militaries face globally. Finding ways to reduce disability benefits is a cloddish approach which will not curtail the incidence of disability. Rather, the attempt should be to introduce policies to reduce stress & strain, provide comfort and succour to soldiers to reduce the prevalence of disability and consequently disability benefits. It would be imprudent and indeed irrationally unique for us as a nation to attempt to vilify military disabilities to save pennies rather than making lives of soldiers better.

Lateral induction of soldiers to other organisations such as Central Armed Police Forces (CAPFs) has also been propagated by successive pay commissions but opposed by the Ministry of Home Affairs (MHA). Perhaps the reason might be valid to an extent. CAPFs would not want military veterans parachuting into their ranks and blocking their career progression. But then there could be a solution by simply raising a separate organisation of military veterans under the MHA and employ them for duties configuring with their past expertise or utilize them for national reconstruction roles or executing government schemes.

The military pension bill is not an unruly monster, however what is required to tame it is a balanced but determined and humane political executive, and it seems the current Raksha Mantri might just fit that description.

The author is a high court lawyer and writes on law, military and public policy
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, by indianmilitaryveterans

Indian Military Veterans
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, by indianmilitaryveterans

Indian Military Veterans


Municipal Authorities of Mehsana and Junagadh Districts in Gujarat State have granted complete exemption of House/Property Tax to serving and Ex Defence personnel residing in the area.  Municipal authority of Jamnagar District has also granted partial exemption of House/Property Tax to serving and Ex Defence personnel residing in their area.  Affected personnel may contact concerned District Municipal Authority / District Sainik Board for assistance.
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, by indianmilitaryveterans

Indian Military Veterans

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PCDA Circular No. 626

, by indianmilitaryveterans

Indian Military Veterans

PCDA Circular No. 626: Dual Family Pension i.e. OFP from Military Side, SFP/ LFP for re-employed Military service

Circular No: 626
Dated: 19 Aug 2019
The OI/C
Records/PAOs (ORs)
Subject:- Implementation of the Government decision regarding grant of dual family pension i.e. Ordinary family pension (OFP) from Military service as well as Special family pension (SFP)/Liberalised family pension (LFP) for re-employed military service-reg.
Reference:- This office Circular No. circular no. 284 dated 18.09.2001, circular No. 504 dated 17.01.2013, Circular no. 513 dated 19.07.2013
As per Gol, MoD letter No. 01(05)/2010-D(Pen/Policy) dated 17.01.2013 (Cir No. 504 dated 17.01.2013), it was decided that the families of Armed Forces Personnel who got re-employed in Civil Departments/PSUs/Autonomous Bodies/Local Funds of Central/State Governments after getting retired from military service and were in receipt of military pension till death, shall be allowed to draw Ordinary Family Pension w.e.f 24.09.2012 from military side in addition to the family pension, if any, authorized from the re-employed civil department subject to fulfillment of other prescribed conditions as hithertofore.
2) It was further clarified vide Gol, MoD letter No. 10(17)/2012-D(Pen/Pol) dated 21.03.2013 (Cir No. 513 dated 19.07.2013) that the dual family pension is allowable irrespective of whether re-employment was in civil or military department and family pensioners of DSC/TA personnel are also covered in the ambit of the Gol, MoD letter No. 01(05)/2010-D(Pen/Policy) dated 17.01.2013.
3) The issue regarding extending the admissibility of SFP/LEP as dual family pension in case of death attributable to military service is under consideration to Govt. It is now clarified vide Govt. of India, Ministry of Defence letter No. PC-2(6)/2013-D (Pen/Pol) dated 08.07.2019 that the provision of two family pensions, one in respect of military/civil service and SEP/LEP for re employed military service is also applicable. SFP/LFP if any, would be admissible in terms of GoI, MoD letter no. 1(2)/97/D(Pen-C) dated 31.01.2001 on death of a pension who was re-employed in military service and if his death is attributable to military service, in addition to ordinary family pension in respect of the previous military/civil service with following conditions.
a) Where, however, on death of the re-employed ex-serviceman if the family is eligible for SFP/LFP for first service family pension for second spell of service would be OFP.
b) Special family pension/Liberalised family pension shall be granted only in respect of one service and in no case, SFP/LFP will be granted for both the Services.
4) The financial benefits in the past cases will accrue will effect from 24.09.2012.
5) This circular has been uploaded on this office website for dissemination across the all concerned.
6) Please acknowledge receipt.
Dated: 19.08.2019
Yashasvi Kumar
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, by indianmilitaryveterans

Indian Military Veterans

   The front view of  VETERAN  WAITING  HALL
   Surg. Rear Admiral.  SHEILA  S MATHAI , VSM  (in the center) with other Naval officers from Stn.HQ, INS Kattabomman.
 ECHS  members  attended the function.


On the invitation from our O I/C  Poly clinic, ECHS, Tirunelveli,  Tamil Nadu,
Our ESWA, Kadayanallur members  participated in the function on 26-08-2019.

A  WAITING HALL FOR VETERANS , ECHS members  was declared open for use by
Surg.Rear Admiral  SHEILA  S MATHAI  -VSM  Of our Stn.HQ, INS Kattabomman.

More than  50 ECHS members  attended the function.  It was a lovely function.

Few of our ECHS members expressed the positive and negative of our Clinic.

Our General Secaretary  Sub Maj V Velu (Retd)  requested the Naval Officials to Distribute the 64 Kb cards  at Poly Clinic , more than One day in a month and Open a New Poly Clinic at Tenkasi.

      Our President  Hony Capt RT Velu (Retd) expressed the difficulties faced by the members  for not getting the  renewed cards, particularly 16 Kb cards,   even after ONE year of renewal.    On the Status inquiry  ,  it says,   verification completed by Record Offices , and pending for printing , but it is more than a year.  We had represented the issue with the list of pending cases.  But  No progress.

The visiting officials  advised us to provide a copy of long pending cases so that they will take up the case with higher ups for early disposal.

As a whole the function was nice .  The Hall is spacious .  There is a provision for TWO and FOUR wheeler parking also.

Our O I/c Poly Clinic  thanked our ESWA,Kadayanallur Members for attending the function.

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, by indianmilitaryveterans

Indian Military Veterans



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Regarding OROP

, by indianmilitaryveterans

Dear Sir,
All those retired closer to Dec 2015 get higher pension by 2.57 method. CGDA made a grand claim that more than 90% of Lt Cols retired in the period Jul 2014 to Dec 2015 get less pension than in OROP – 2013. This false claim is supported by twisting facts.
I am showing even Lt Col retired on 30 Sep 2014 gets higher pension by Notional pay method than in OROP – 2013.
This is the pension of Lt Col who is a SL Officer. His total qualifying service is 38 years, 7 months and 12 days. His commissioned service is only 17 years 5 months and balance is OR service. Now how clever one can be can be seen. The SL officers, SCOs and RCOs with OR service are fixed pension at the time of retirement based on commissioned service. See the pension calculations for this SL Lt Cols with 17.50 years of commissioned service by 2.57 method and Notional pay method.

Lt Col - SL Officer
Pension as on Jan 2016 By 2.57 Method
Pay in Pay Band for Lt Col with 17.50 years of Commissioned Service retired in Sep 201443,120
Grade Pay8,000
MSP 6,000
Last Drawn Emoluments57,120
Pension till Dec 201528,560
Pension by 2.57 method from Jan 2016 = Pension in Dec 2015 x 2.5773,399
Pension as on Jan 2016 By Notional Pay Method
Notional Pay (NP) as on Jan 2016 in the rank of Lt Col with QS of 17.50 years commissioned service Retired on 30 Sep 2014 as given in E- PPO1,32,400
MSP in Jan 201615,500
Notional Last Pay Drawn = NP + MSP1,47,900
Pension by Notional Pay method w.e.f. Jan 201673,950
Arrears from Jan 2016 to Jun 2019
Pension by NP Method is higher. Arrears is 551
Total Arrears = 7.39*x Arrears per month x 6 months24,422

Now CGDA shows the pension of this Lt Col with 17.50 years of Commissioned service is less than that in OROP – 2013 and so he recommends that OROP should be abolished.
Pension of Lt Col with 17.50 years Commissioned Service in OROP – 2013. See the pension of Lt Col in OROP with 17.50 years of commissioned service. It is Rs 26,385 vide Circular 555. His pension in Jan 2016 is Rs 26385 x 2.57 = Rs 67,810. Contrast this with pension of Lt Col by Notional pay method of Rs 73,950 or by 2.57 method of Rs 73,399. Is it less ? How does CGDA say that 94.3% of Lt Cols with service of 24 years retired in the period Jul 2014 to Dec 2015 draw less pension than in OROP – 2013?

How Does CGDA Twist the Facts?
To confuse and confound, CGDA now compares the pension of SL Lt Col with 17.50 years of commissioned service with his total Qualifying service of 38 years 7 months. In OROP pension of Lt Col with 33 or more years of service is Rs 34,765 pm. His pension in Jan 2016 is 34765 x 2.57 = Rs 89,346. Therefore, he concludes this SL Officer Lt Col draws less pension than OROP – 2013. He coolly and deliberately forgets that pension of SL officers, SCOs and RCOs is fixed on their commissioned service only and not on their total qualifying service which includes OR service. Such officers get benefit of OR service only in next CPC or OROP – 2018.

Request. That is the reason. I need more PPOs or E-PPOs of Lt Cols and Brigadiers retired in the period from Jul 2014 and Jun 2019 to prove that his claim is totally wrong, deliberately fabricated and intentionally made by twisting facts.

Warm regards,
Brig CS Vidyasagar (Retd)
Email id:

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PM Narendra Modi announces creation of Chief of Defence Staff (CDS)

, by indianmilitaryveterans

Prime Minister Narendra Modi, during his Independence Day 2019 speech, said the creation of a Chief of Defence Staff (CDS) would make India's forces "even more effective". The CDS will coordinate between the Army, Air Force and Navy.

Prime Minister Narendra Modi at Red Fort in New Delhi on Thursday, August 15, 2019. (Express Photo: Neeraj Priyadarshi)

Prime Minister Narendra Modi Thursday announced the creation of a Chief of Defence Staff (CDS) to “further sharpen coordination between the forces”. Addressing the nation on India’s 73rd Independence Day, the Prime Minister said the major decision would make the forces “even more effective”. The CDS will coordinate between the three services, the Army, Air Force and Navy.

“Our forces are India’s pride. To further sharpen coordination between the forces, I want to announce a major decision from the Red Fort. India will have a Chief of Defence Staff (CDS). This is going to make the forces even more effective,” PM Modi said from the ramparts of the Red Fort in New Delhi.

What is Chief of Defence Staff (CDS)?

Following the 1999 Kargil War, a high-level committee had recommended the appointment of a Chief of Defence Staff to coordinate between India’s tri-services. The committee had been tasked with examining the country’s security system. The CDS would also be the single-point military adviser to the Defence Minister.

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Centre To Increase Dearness Allowance To 17% From 12%

, by indianmilitaryveterans

New Delhi: Central government is likely to approve a hike in dearness allowance (DA) to 17 per cent from the existing 12 per cent, benefiting around 30 lakh Centre’s employees and its 50 lakh pensioners including dependents.

Finance Minister Nirmala Sitharaman

“The five per cent DA raise has been confirmed with the release of June 2019 All India Consumer Price Index (AICPI). The AICPI for June 2019 is 316, which is two points more that May 2019 AICPI,” an official said.

He said the Finance Ministry will now put a Cabinet proposal for approval of 5 per cent DA hike from July 1 this year as the revised Consumer Price Index-Industrial Workers data for June was released by Labour Ministry on July 31.
With increase in DA, the pensioners will also gain as the benefit provided to them as dearness relief will be hiked to 17 per cent of basic pension.

The government had increased DA to 12 per cent from 9 per cent with effect from January 1, 2019, on February 27 on the basis of agreed formula for revision of the Dearness allowance.

The five per cent hike in DA would be the biggest since the implementation of the 7th pay commission recommendations in 2016.

The DA announcement may come this month and the government may not delay the DA announcement for the festival season beginning with Dussehra.

The central government employees will get 17 percent DA in the salary of September 2019.


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, by indianmilitaryveterans

Good explanations and write up  by the author but surprised of putting up by him  on this forum rather to take up the issue with the ECHS authorities in writing or during the their meetings with the management being an OIC Polyclinic. More so, Why to hide the identity. Let me answer relevant points.
1. ECHS POLYCLINIC should be Treatment Centre rather Referral centres. YES.  Then polyclinic required specialists to be employed. There is hardly any in any of the polyclinic . None will be interested with 85000 perks. They will demand   min 2.5 to 3 lakhs. So, at least one experienced and well qualified MD Medicine is required in all cat A polyclinics and other polyclinics in the district may refer patient to him. On an average 50 to 60 % of patients are of medicine. Then referring them to empanelled hospitals can be curtailed  and can be referred for some tests only.
2. EMPANELLED HOSPITALS.  Private hospitals got empanelled for various specialities at the time of empanelment. There is no check after that  whether facilities are available or not. Boards are displayed in the polyclinics without ensuring the ground realities.  Patient is denied certain treatment for which referred  by polyclinics  because of NA of  specialities in empanelled hospitals, only selective treatment is given. Whose responsibility.?.. No regular check and no audit after empanelment.

3. IT Professional. YES. But in this digital world every one is IT professional provided criteria is laid down for employment with in the authorised strength and  suitably employed.
Of course it's  But why. 
The problem with the ECHS management is that they have empanelled lot many  hospitals.  Take the example of Jalandhar or anywhere else, earlier esm were being treated in MH, only one, later when MH express it's inability to handle esm and widows load , private hospitals were empanelled . Proper study should have been  carried out on requirement based. So many hospitals  have been empanelled .So what is actually  happening , we want all facilities in these hospitals, all specialists , complete infrastructure and other relevant issue.. from where  , the hospitals have to earn revenue to meet the requirements. The esm strength is the same and divided in these so many hospitals, so they perforce have to indulge in wrong practice of unwanted tests , procedures and admissions. There should have been two , three or four  empanelled hospitals in each district.
YES on the higher side and majority admission is not at all fits in emergency norms as laid down.
Patient tends to wait and report to empanelled hospitals after 4 PM after closing down of polyclinic.  Very easy for them but why .. Because they are denied referrals by doctor at polyclinics  because of fixed percentage  of referrals and lack of facilities of various  tests  and procedures and non availability of specialists.
6. MEDICINE MANAGEMENT.  Mismanagement. Why the regular patient is required to go through lengthy procedure ? On an average 70%  patients comes to polyclinic for taking regular medicines for which doctors and staff  intervention is not required. These medicines are prescribed by specialists of empanelled hospitals . But what's happening , patients have to stand in  queue at reception, then wait for doctor for hours then go to medical store again queue to get medicine.  Regular patient data can be maintained in a computer, so that patient go directly to medical store, he checks in the computer  system of  last issue date and issue the medicine and update records. Very simple. No wastage of time and no load on doctors and other staff.
Approx 10- 15 % patient comes for normal routine  sickness for which they have to go to doctors for medicines. Approx 10-15 % patients requires referral either for  follow up or few for fresh.
In this way certain percentage of staff at  ECHS polyclinic can be cut down to save crores of rupees per year which can be utilised for medicines.
7. NA MEDICINES. Approx 50% of the medicines aren't available because of shortage of fund . The patient can't come again to take NA medicine due to old age, distance , time and family member not willing to bring them, perforce buying from market.  Data of such patients taking regular medicine be maintained in the system , demanded and procured well in advance from MH or from local market.  More so, if  substitute medicines can be issued then why not as prescribed , and when certain mg is required , then why double or less.. it speaks lack of responsibility and accountability and the veterans are suffered and harassed.

8.There are many many more  points relating to working , behaviour of ECHS staff, timings , refusal to entertain after 2PM , refusal of referral where specialist advised follow up to change, stop or reduce or increase the  medicine based on health condition of the patient... The patient is forced to take the same medicine for months by refusing referrals, thus playing with their life.

9. It's the responsibility of all of us to further strengthen the  system and facilities by  streamlining the issue with discussions involving veterans and the management from time to time otherwise the Govt will not hesitate to close down ECHS and merge with Ayushman Bharat .

10. I am the Chairman of ESM associations and  President TSEWA Punjab and regularly meeting exservicemen associations  to get feed back on  various  issues incl this one of ECHS and doing  my best to resolve .


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, by indianmilitaryveterans


The new building of ECHS Tirunelveli was inaugurated only on 03 Sep 2017.  Within two years of its inauguration, the cealing of the building cracked twice and injured One Polyclinic Staff and one Visiting patient. (one Miss.Sorna, Lab Technician and Ex.JWO Peter (Patient)

This is the condition of a new building constructed by MES.  Utter negligence has been shown for the electrical wiring.  Very poor earthing damages the costly instruments.  The Air conditioners are not working properly.  The waiting hall is congested.  Only one toilet for the 150 patients visiting daily.  The main entrance  gate is at the turning point of a main road, prone to accidents.

The floor of the clinic is slippery, some aged patients are falling down on the waiting hall frequently.  Please look at the slope (in the photo) at the entrance of the clinic. This is a disgrace to the MES of the Navy.

The Naval Officers  at INS Kattabomman and at Vizakapatnam have given utter disregard to the welfare of Ex-servicemen.  Let the Navy hand over the Polyclinic to Army  control under Trivandrum.  The Station Headquarters INS Kattabomman is shown utter disregard to the Ex-servicemen.  They may please hand over the clinic to Army Control for better management and day to day adminstration.

There are lot of problems with the ECHS System.  Most of the good empanelled 

hospitals in Chennai (Miot, Global) are going out of ECHS system, because of 

bill payment and other problems.  Coimbatore Hospitals totally avoiding ECHS Scheme.

The patients are made to run between ECHS at MH and MH at Eekattuthangal and other hospitals.

The movement of the patients in a large city like Chennai is very costly and painful.

Sometimes the members feel to pay and take treatment in any hospital instead of 

running up and down for free treatment.

Any email complaint given to the MD ECHS never gets reply.  Most of the medicines are 

not available at the clinic.  Local purchase also restricted to great extent.

In spite of paying a Lumpsum amount and monthly Rs.1000 to the scheme, the members 

have to beg for better medicine and treatment.




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