* How many people know??*
👉🏼👉🏼 All of us keep our salary/pension account in the State Bank of India (SBI) bank in the same way as Savings Account.
But if we are government employee/pensioner then we have to change our account to state government salary package system. That means we have to change our account as State Government Salary Package(SGSP).
Savings Bank system is common account system for all while SGSP system is only for government employees/pensioners.
No bank manager tells us this method.
Because in this system various privileges are available to the government officials.
Firstly, you can withdraw money as many times as you want without any loss of money using the ATM card. No service charge is charged for this.
We can withdraw money as many times as we want from any ATM not only from State Bank ATM.
There is no service charge for it.
Next you can continue the zero balance method.
Next, for personal loans, home loans, car loans, education loans, account holders have to pay only 50 percent processing fee compared to others.
While the personal loan service charge for SB account holders is 10,000, it is only 5,000 for SGSP account holders.
Next, free insurance up to 20 lakhs is available to the account holders.
This account has many more benefits.
So all teachers, all govt employees/pensioners go to your bank and convert your account to SGSP immediately
What we need to carry to the bank for this method of exchange:
1. Covering letter
2. Bank Book Xerox
3. Copy of Aadhaar Card
4. PAN card copy
5. Online pay slip
Change your account with these.
* Do this activity which is very necessary for you during this holiday. Don't delay.*
Thanks. 👍🏼🤝
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